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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Atlas comp package My parents are between 70-79 and are visiting me. The above said package mentions pre-existing the patient must be under 70 is this plan for me or is there another plan for people between 70-79
Q:Medical insurance for an International student? hi, I am an international student and am on my OPT now. I haven't been to a doctor in 3 years now and all these years I had an international insurance. Now that it is going to be expire I was thinking to get an insurance. I was thinking to visit a doctor for a general health checkup. I would like to know which insurance would cover my visit to the doctor. I am 24 years old male. Unemployed.
Q:Getting cardiac help at urgent care We have the comprehensive Atlas America insurance bought at Insubuy.com. My father is experiencing some breathlessness and we want to get help. 1/ Should we go to urgent care / ER or is there a way we can go directly to get cardiac related help? 2/ Are there any things to remember to ensure the visit is covered? Best, Iss
Q:Parent Health Insurance My parent (63 & 61 yrs old) are coming to US & they are on regular medications fro blood pressure & thyroid. They would be here for 3 months. 1) To cover incidents like heart attack, cerebral hemorrhage & accidents (bone fracture / dislocation) what is the insurance I need to go for ? 2) Is 50K a good health insurance value to cover above mentioned incidents in network hospitals ? 3) Atlas America & Visitors secure both will pay for pre-existing conditions as it looks like till 50K, then what is the difference ?
Q:Question about multiple policies Can someone tell me how having two policies might work for visitor's insurance. I intend to buy the Atlas America policy within the next few days for visitors scheduled to arrive soon. I am wondering (out of an abundance of caution) if there is a point to buying a second policy from another provider, that might complement the first policy. Does this work?
Q:Claim was rejected Hi, I purchased medical insurance from insubuy for my in laws'. We had to visit the doctor cause my mother-in-law got swelling on her face. The doctor prescribed her prednisol. I paid my copay and was expecting the insurance covers the rest. but I got a letter from the Insurance company that they are rejecting the claim. Reason code 45. description condition not covered under plan. where can I get a comprehensive list of conditions not covered?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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