There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking at your Travel SE Plan. I am taking a cruise. Does this policy applies to cruises?

A:
Yes, you can purchase it for the cruise.
{{currentOrigin}}/answers/international-travel-health-insurance/i-am-looking-at-your-travel-se-plan-i-am-taking-a-cruise-does-this-policy-applies-to-cruises-68014/

Q:How to cover up I am Covid-19 Positive on PCR Test

A:
Please contact claim dept. to verify your coverage and benefits. You will find number on the insurance card.
{{currentOrigin}}/answers/international-travel-medical-insurance/how-to-cover-up-i-am-covid19-positive-on-pcr-test-36387/

Q:I have changed my Status from F1 visa to H1B recently. Do you have any plan available for H1B immigrants?

A:
You would need to enroll into the insurance provided through your employer or, if your employer does not provide insurance benefits, enroll into a domestic plan through the Health Care Exchange in your resident state. We do not provide domestic insurance. Please let us know if you have additional questions.
{{currentOrigin}}/answers/visitors-insurance-usa/status-f1-visa-h1b-plan-immigrants-34604/

Q:Hi, just wondering if this insurance cover the cost of pcr test?

A:
The plans that include benefits for Covid 19 will cover any medically necessary testing or treatment if Covid 19 is contracted after the effective date. The plans will not cover PCR tests for travel, or any elective testing. Someone must be sick and go to a Dr. If the Dr. recommends the test, then it could be covered depending on the plan. Some plans will only cover a Dr. recommended test if the test returns a positive result. Please let us know if you have additional questions.
{{currentOrigin}}/answers/trip-insurance/insurance-cover-pcr-test-70055/

Q:I am considering to buy a comprehensive travel medical insurance to use during my travels to France. To use this insurance do I have to pay the medical fees first and then submit a claim to be reimbursed? How does the payment to the doctors work?

A:
The plans can be used both ways you can give the doctor the id Card wich has all the information they need to bill the insurance or you can pay out of pocket and fille for reimbursment
{{currentOrigin}}/answers/international-travel-health-insurance/how-does-the-billing-work-52269/

Q:Which insurance policy will cover my already paid expenses if I test positive for COVID prior to leaving for my trip & am no longer able to go?

A:
For US Residents, you will need a letter from a Physician stating that you: 1. Can not fly. 2. Cancel your trip. Safe Travels Voyager is a plan to consider. If eligible, you may purchase a Cancel For Any Reason Travel Insurance but the benefit must be used 48 hours prior to your departure time.
{{currentOrigin}}/answers/international-travel-health-insurance/cover-if-i-test-positive-for-covid-prior-to-leaving-for-my-trip--am-no-longer-able-to-go-29089/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More