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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm working as a flight instructor on Iceland largest flight academy and we want to include an "Pilot disability insurance - Loss of license" to all our students. So, my initial questions is: 1) Do you provide insurance for EASA students? 2) Is it possible to set up an group package for us?

A:
Unfortunately, we cannot offer insurance unless the individuals are governed by the licensing authority of the FAA , CAAC or TCCA. If you have any additional questions please feel free to contact our office.
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Q:I am currently on a J-1 Exchange Visitor (Professor) placement in Puerto Rico, U.S.A. I have full medical cover but need the expatriation insurance (to the UK). Your top-up cover would be perfect but I am having trouble finding Puerto Rico in your drop down menus, as they seem to only list the states - as Puerto Rico is part of the United States this is perplexing! Please may you help me?

A:
Instead of choosing Country = United States in Mailing Address, you would choose Country = Puerto Rico. You can purchase it online at Medical Evacuation and Repatriation Insurance.
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Q:I live in Norway, my name is Usha. I got details about your services from Canada, where my mother is staying. She would like to visit me. To submit a visa Application, a travel Medical insurence is needed. Its not possible to get it done for a period of 3 months there as she is a Sri lankan Passport holder. I heard that you will be able to help. Could you please let me know how to start the procedure?

A:
Thank you for your interest in purchasing insurance through us. Please see the link for Norway visa insurance here. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Next to each you will find sample visa letter link. Please feel free to contact us if you have any further questions.
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Q:Hello. Hope all is fine with you. I'm wondering if you provide "loss of medical" insurance for student pilots as well? What I'm interesting in, is both - Loss of license for student pilots. - Loss of license for commercial flying pilot. What type of products do you offer?

A:
We do offer plans for Pilot Disability. In order to receive a quote for coverage you will need to request a quote using the link provided. If you need any additional assistance please contact our office.
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Q:I am a postdoc scholar from Rice University. I want to buy a health insurance for my spouse for one month according to the Rice University policy. Please check this: Rice University J scholars (not enrolled students) have required coverage as follows: 1. Medical benefits of $100,000 per accident or illness; 2. Repatriation of remains of $25,000; 3. Medical evacuation of $50,000; 4. Deductible not over $500 per accident or illness; 5. Pre-existing conditions coverage after 6 month wait. Please let me know which policy I should buy.

A:
There called Atlas Exchange Choice that is designed for J and F visa holders. This plan will meet the requirements that you have listed. Please use the link to review the plan details for the Atlas Exchange plan. This plan does participate in the First Health PPO network. If you need any additional assistance contact our office.
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Q:How much discount do we get in different procedures with the plan? There are other discount plans which give about 60% off, where does Insubuy's dental plan stand with those?

A:
The Careington Dental /Vision discount plan will have Member rates for listed services and anything that is not listed as a service on the Member Schedule will have a 20% discount on the dentist normal fee for service. You can use the link to review the Dental Schedule for your state too see the member rates for listed services. If you need any additional assistance please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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