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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:good morning, my husband holds an F1 visa and already has an insurance plan. My daughter and I came to the United States with the tourist visa and changed the Status here, so now we are in the class F2 Status. Is it possible for us to apply for the Atlas travel?
Q:Can i Take Atlas Essential America plan for J2 insurance?
Q:How many times can one renew the policy without loosing the deductible paid once in the atlas exchange plan?
Q:What are pre-existing conditions. Suppose some child gets regular fever/soar throat or flu after policy initiation, I hope there will be no issue like a pre-existing condition. I am looking at atlas exchange plan.
Q:Is there any difference between 'per policy period' and 'per certificate period' in insurance terms of Atlas Exchange. For 'per certificate period' I need to understand if renewal of policy beyond six months will carry forward my deductible.
Q:For Atlas exchange with 100% coverage, can you please confirm that I will have to pay nothing beyond a deductible of $250 for my medical needs, excepting that my bills overshoot the upper limit of $100,000.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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