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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a South African citizen (female, aged 38) and will be visiting the States between the 27th of June and 8th of August. These will be my travel dates: 27 June - 9 July: California, Arizona, Nevada and New Mexico 1 August - 8 August: Washington D.C Could you please let me know which policy would be best for me to purchase?

A:
Thank you for contacting Insubuy for your insurance needs. The plan we would recommend is the Atlas America plan and you can purchase for the entire duration since the plan will cover you everywhere outside of your home country. If you have additional questions please feel free to contact our office.
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Q:I am planning to purchase the 'Atlas America' PPO policy. what is the urgent care benefit on this policy? Should deductible be paid during urgent care visit? Assume the covered person gets a fever and visit the urgent care and the doctor charges 600$, is just 50$ my responsibility?

A:
Thank you for contacting Insubuy for your insurance needs. For urgent care, the deductible is waived and you would pay the $50 co-pay for any new illness or injury. If you need additional assistance please feel free to contact our office.
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Q:I attached the health insurance compliance form for international students in Palm Beach State College, FL and I would like to ask if you are offering a plan that meets all of the requirements at the attached compliance form. Please, get back to me as soon as possible since I am in hurry to make a purchase

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is no plan available that can meet the attached requirements. You would have to purchase the plan offered by the university. If you have any additional questions please feel free to contact our office.
{{currentOrigin}}/answers/f1-visa-insurance/student-insurance-requirements-palm-beach-state-university-49703/

Q:I am an international scholar returning to USA. I want to know if I can purchase only Medical Evacuation & Repatriation Insurance. I have state health insurance coverage.

A:
Thank you for contacting Insubuy for your insurance needs. There is one plan available to you for Medical Evacuation and repatriation as long as it is purchased prior to your departure for your trip. So you will need to purchase this plan before you return to the United States. Please feel free to contact our office for additional assistance.
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Q:I am purchasing the schengen insurance. Is it fine to put my brother as a beneficiary or should I put my name?

A:
You would put the name of the person to receive the benefit in the event of a AD&D of the insured.
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Q:I will buy Schengen insurance for my family of 4. The visa letter will be issued in my name or in the name of all 4 members?

A:
When purchasing a Schengen Visa insurance plan the visa letter will indicate all of the proposed insured on 1 visa letter. If you would like visa letters for each of the proposed insureds your will need to purchase individual policies for each person that needs a letter. If you need any additional clarification please contact our office. Schengen Visa Insurance
{{currentOrigin}}/answers/schengen-travel-insurance/separate-applications-for-separate-visa-letters-in-schengen-insurance-75901/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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