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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am a graduate international student at Columbia University and will be pursuing a distance learning program. So I won't be here in person except a few days when I have to do in person check ins. Columbia is forcing me to get their health insurance but it's too expensive especially because I won't even be here. So I'm looking for alternative international student health insurances. Columbia University's requirements are listed here:
Q:Which delivery method should I go with? How long will I receive the package?
Q:I am currently doing my France visa and they're asking to provide a travel health insurance certificate. I would like to know which one of the insurance plans of yours I should go with and how much would the deductible be?
Q:Hello, I am wondering if your plan meets UPenn's Insurance criteria for waiver. If the answer is yes to every question, I will be able to waive out of the Penn Insurance plan. Can you please let me know? What is the University's Insurance criteria for Academic Year 2018-2019? If you are covered under your own health insurance or that of your parents, you may maintain your coverage if it meets the following criteria: Your insurance plan must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. telephone number. The company must have a process to remit payments to providers within the U.S. Your insurance plan must provide coverage for pre-existing conditions, or have been in effect long enough that any waiting period has passed. Your insurance plan must offer an annual maximum benefit of at least $2,000,000. Your insurance plan must provide for both in-patient and out-patient mental health care in the Philadelphia area. A policy that provides only emergency or urgent mental health care services in this area does not meet this requirement. Your insurance plan must provide coverage for both in-patient and out-patient medical care in the Philadelphia area, including routine office visits, specialist office visits, diagnostic testing, imaging and physical therapy. A policy that provides only emergency or urgent medical care in this area does not meet this requirement. If you are insured with an out-of-area managed care plan (i.e. HMO or similar plan), you should be aware that most managed care plans do not cover any care outside of the plan network other than urgent and emergency services. Unless your insurance carrier provides you with a rider for out-of-area coverage in the Philadelphia area, your waiver will not be approved.
Q:I need insurance quotes for the below to cover the US. My wife, 34 years old, pregnant, Jordanian nationality, and my son, 3 years old, American.
Q:I'm looking for a health insurance plan for new permanent resident coming to the US. The applicant has pre-existing condition for which he receives weekly dialysis. This plan is intended to provide temporary coverage till he can come to the US and get a comprehensive insurance plan. Is there anything available which fits his requirements?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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