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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Pregnant visiting the USA I am pregnant in 6 months and intend to deliver my baby in USA how I can register for medical insurance? How much it cost?

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, there is no insurance for visitors that will cover pregnancy. The plans for visitors will cover any new illness or injury that occurs after the effective date of the policy so the pregnancy will be considered a pre-existing condition and would not be covered. You would pay all charges out of pocket. If you need additional assistance please feel free to contact our office. can you help me average cost of delivery in USA for normal delivery? The cost will vary depending on location and other factors. You may need to contact local hospitals and ask their billing department the cost of delivery. From experience in my area it cost from $15,000 to $20,000 for a normal delivery. thanks for your reply. is there is any medical insurance company can cover our case as my wife pregnant in 6 months now or all companies same We are a broker so we offer the major plans that are on the market and no plan will cover maternity for a visitor. All plans are the same in this respect.
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Q:Deductible questions for medical insurance For Save Travel USA plan, if I need to extend time for the policy, will the deductible paid apply and nothing else change?

A:
Yes, if you meet the deductible and then renew the plan it will carry over. Nothing else will change. If you need additional assistance please feel free to contact our office.
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Q:Insurance delivery question I will be traveling to the US soon, for a stay of 2 weeks and I am interested in purchasing a visitor's medical insurance. My trip is in two weeks and I would like to know if I should expect any physical documents from you and whether there is enough time for them to arrive at my current location, Grenoble, France.

A:
Thank you for your interest in purchasing insurance through us. It depends on what plan you purchase if any documents are sent through the mail. All plans provide policy documents electronically. If you need additional assistance please feel free to contact our office. I'm interested in the 100$ deductibles, 200,000$ or 500,000$, AD&D, Liability package. I progressed the process and saw that I can request online fulfillment and I can print the documents myself. Just one clarification; the insurance covers emergency medical expenses after deductibles, but not preexisting conditions, is that correct? That is correct. All plans on the market for visitors to the U.S. exclude or do not cover pre-existing conditions. Some of the plans come with what they will call limited pre-existing coverage or the Acute on-set benefit. This is a benefit that is included with some of the plans and states that even though the plan does not cover pre-existing conditions, if someone age 69 or younger has a sudden and unexpected life threatening emergency that has to be treated immediately or within 24 hours due to a pre-existing condition, it may be covered based on the doctor’s report at the time of the claim. Please let us know if you have any additional questions.
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Q:Pregnant visiting the USA hello sir/madam i am interested in Atlas insurance. I am 3 month pregnant non USA citizen and want to visit USA and i wonder to know, if i have a chance this company cover my pregnancy payments include delivery baby. thank you.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan on the market that will cover any maternity related cost for a visitor into the United States. This will be an expense that you will have to pay for completely out of pocket. Atlas America on cover for pregnancy complications up to the first 26 weeks of pregnancy. For more information about this benefit please see the link to the FAQ. Feel free to contact our office if you need any further assistance. Pregnancy Coverage FAQ: /us-visitor-insurance-for-pregnancy-coverage/
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Q:Need advice for insurance for parents visiting U.S. I plan to invite my parents visiting USA in summer. They are both over 70. I'm thinking of buying separate policy for them. My mother is in good healthy conditions. My father has been in the treatment of cancer for more than one year. He's recovering from a latest surgery that removed one tumor. Doctors suggested no need for further chemo. If he's strong enough to come to the U.S. for 2 months' break, I would like to have an insurance to cover necessary medical checks (not treatments, just check to monitor the condition), and also coverage in case of emergency. Would you be able to suggest what the most appropriate policy is, and what the budget I should prepare?

A:
Thank you for your interest in purchasing insurance through us. We have many plans for visitors to the US that will cover any new illness or injury that occurs after the effective date of the policy. Unfortunately, there is no plan on the market that will cover his follow-ups for a pre-existing condition. There are no plans available to visitors over 70 for pre-existing conditions, preventative care or routine maintenance. If you would like a quote you can enter their information in our website www.insubuy.com and view all the available plans or we can email a quote to you. To generate the quote we would need their exact ages, the dates you will want coverage, as well as the state they will be visiting. You can also call our office to speak with one of our licensed insurance agents.
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Q:International Student Insurance To whom it may concern, I`m a new graduate student in The New School (New-York) from Russia. My school offers me an insurance from AETNA (more than 3000 USD per academic year) Tell me, please, what other types of medical insurance can you offer me?

A:
Thank you for your interest in purchasing insurance through us. In order for us to suggest some plan. We need to know insurance requirements from your school. So please send us the compliance form or waiver form in pdf attachment. Or you can visit our website at, /international-student-medical-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. Thank you very much for your response! I am sending you the link on description Aetna insurance, which my school offers me. I need an insurance with a comparable health coverage There is no insurance in outside market which will have unlimited evacuation and repatriation. You have to purchase insurance from your school.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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