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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Virginia Tech International student medical insurance i m an undergrad in Virginia Tech. My university had a specical requirement for my Insurance company. If you can accord with VT insurance requirement, i ll buy it. The plan must offer adequate provider care within a 50 mile radius of campus of enrollment. ___ 2. Deductibles should be no more than $300 per accident or sickness. ___ 3. Major Medical benefits of at least $50,000 per insured per policy year ___ 4. Exclusions for pre-existing conditions may be no more restrictive than the following: Pre existing means: (1) a condition that manifests itself during the six month period immediately preceding the covered person’s effective date under the policy, or (2) for which medical advice, diagnosis, care or treatment was recommended or received within six months immediately prior to the covered person’s effective date under the policy. A pre-existing condition will be covered under the Plan once an insured has been continuously insured under the Plan for at least 12 consecutive months. There should be no preexisting condition requirement, which excludes coverage permanently under the policy. ___ 5. Inpatient mental health care paid at least 80% for the usual and customary fees with a 25 day cap. ___ 6. Outpatient mental health â€" Minimum of 20 visits. 80% for visits 1-5, 50% for visits 6-20. ___ 7. Maternity benefits treated as any other illness under the plan. ___ 8. Offers Prescription Medication coverage (after co pays) with a minimum of $1,000 per insured per policy year. ___ 9. The policy provides a minimum of $10,000 for “repatriation of remainsâ€� or “medical evacuationâ€� to the home country. ___ 10. Coverage is valid for one year from Aug 1 or first day of enrollment in school, and effective through the following July 31 or last day of the month of the student’s graduation.
Q:Maternity insurance Hello, I'm from Spain. I'll be attending the University of Idaho as a student. The university asks me to get an insurance that includes maternity insurance. I've been given a quote from one of your insurance, this is it: Your Quote: $913.00 (U.S. Dollars) Your Age: 30-39 Term: 10 months Deductible: $100 Maximum Coverage: $500,000.00 Could you tell me if been covered for the first 26 weeks of pregnancy corresponds to maternity insurance. If not, could you recommend an insurance. Thank you very much
Q:Medical malpractice insurance I am wanting to buy a medical malpractice insurance. I am a student and would be visiting the US only fora period of 1 month in January next year. Can you provide me the appropriate contact information. Thank You
Q:Student medical insurance for international student I am a student planning to come to US, california, for my Master's Degree in Computer Science. What shall be the best coverage and the premium for me ? Should i buy from India or after joinning my university in California? Could u please forward your remarks?
Q:Visa letter for Schengen medical insurance Hi, I'm an international grad student in the U.S. I want to pay a visit to France in winter break (from 12-13-2008 to 01-06-2009). To get a Schengen travel visa, however, I need to have "A letter from your insurance company stating that you will be covered for at least $ 40.000 during your stay in Europ for any medical and repatriation expenses (+ 1 copy) ". Could you give me some suggestions of economical plans I can choose from to meet the requirement? Thanks, Yitu
Q:Home country departure date for US residing traveling to Schengen Hi, I would like to buy the travel insurance plan for Schengen visa. Could you tell me what "Home Country Departure" means? I am not US citizen but study in US right now.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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