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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Permanent Resident health insurance coverage Thank you for any assistance you can give us. My wife and I are moving to the USA in July of this year. I am a US citizen (born in Longview, WA, in 1951). I have been a permanent resident of Australia since 1974. My wife is an Australian citizen and has applied for permanent residency in the US. I am interested in finding out what type of insurance would be available to us.

A:
Thank you for your interest in purchasing insurance through us. We have plans in our New Immigrant section of our website /new-immigrant-insurance/ that your wife will be eligible for. For you, the plans in the short term domestic /short-term-health-insurance/ will be available until you turn 65. Once you have reached 65 or if you already are then you would have to check with Medicare to see if you can sign up for that. If you need additional assistance please feel free to contact our office.
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Q:Visa for Religious Workers (R1) insurance needed I am an Indian citizen intending to enter USA on a Non-Immigrant Religious Worker Visa (R1). I intend to work with a religious organization for the next 2 years. Can you please help me with answers to the following questions: • What medical insurance would you suggest for myself and my spouse? • I came across a few good quotes on your website for visitors and businessmen, would these policies be good for me as well?

A:
Thank you for your interest in purchasing insurance through us. Since you will be staying in the US for the next 2 years we would recommend a plan called Patriot America Plus as seen here /patriot-america-plus-insurance/ if you are less than 70 years old. If you need additional assistance please feel free to contact our office.
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Q:Green card holder insurance questions Hi! I am a new green card holder who arrived last October 9, 2015. My husband tried to enroll me as his dependent online a few weeks after I arrived. We thought the insurance company of where he worked for had approved it. Thus, we waited patiently for our insurance ID's. Earlier today, we found out that our request didn't went though. That's why we are looking for some alternative where I can at least enroll myself temporarily on a cheaper price. We are eyeing on Inbound Immigrant plan but have second thoughts about it. Is this only applicable for those who have visa? Or is this also applicable to new permanent residents. We hope you can shed some light regarding this matter. Looking forward to a prompt reply. Thank you.

A:
Thank you for your interest in purchasing insurance through us. You are eligible to purchase plans under the new immigrant section of our website /new-immigrant-insurance/ where the Inbound Immigrant is one option. The plan we would recommend is going to be the comprehensive Patriot America Plus plan /patriot-america-plus-insurance/ If you have additional questions or need assistance please feel free to contact our office.
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Q:Maternity insurance for H2B visa I am planning to work in America on a h2b visa for 5/6 months during the summer I actually just found out im pregnant but still want to go ahead and complete my contract. I obviously will need some sort of insurance cover do you cover this pre existing condition? I intend on being in the country between 16 weeks until around my 30th week and will return to my own country for the birth. I appreciate any assistance you can give me.

A:
Thank you for contacting Insubuy. Unfortunately, there are no short term plans available which will cover a pre-existing condition. Short term health insurance plans are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy. If you have any additional questions please let us know.
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Q:I do need some assistance finding a plan to meet the following requirements: Medical benefits $100000 Repatriation of remains $25000 Medical evacuation $50000 Deductible per accident or illness $500 I am in Rochester, the State of NY now.

A:
There is a plan called Patriot Exchange Program that will meet your Universities requirements. This is the most cost efficient plan being in the state of New York that you qualify for.
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Q:Fiance visa Insurance Hello , I am currently in The USA ( legally) but not working , awaiting a possible Adjustment of Status .It may take a good deal of time , perhaps many months and will need health coverage during this period of time. If I receive AOS then I will stay , if not then of course return to Europe. . Do you have an insurance policy for me?

A:
Thank you for your interest in purchasing insurance through us. Before we can recommend a plan we will need additional information. When did you arrive in the US and on what status? What are you trying to adjust your status to? If you need assistance please feel free to contact our office. Hello and thank you for your prompt reply! I landed at the beginning of November 2015 on a K1 Visa and subsequently married.I have applied for AOS. As a permanent resident into the United States there are certain plans that you would be eligible to purchase. You can view plans from the New Immigrant section of the Insubuy website. Please use the link listed below for more information about the available plans and to generate a quote for coverage. Medical Insurance for New Immigrants to USA: /new-immigrant-insurance/ The plan that we recommend for you is the Patriot America Plus plan found in the new immigrant section. Once again thank you, But. Am I not a conditional resident and not permanent? Thank you for contacting Insubuy. This is the only section that you are eligible to purchase from. Please use the link listed below for more information on the plans available arriving on fiancé visa. Fiancé Visa Medical Insurance: /fiance-visa-medical-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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