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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My girlfriend and I wish to book travel insurance for our holiday in Australia. However, although we are British Citizens we now live and work in Thailand. Can you still cover us? When we've tried to look into this with certain insurance companies we've noticed that we're asked to provide a UK postcode and / or address, which we no longer have.

A:
Thank you for your interest in purchasing insurance through us. Yes, you can purchase a plan for this holiday. Most plans will ask for a mailing address and that you can list as your Thailand address. You can search for plans on our website by clicking here. If you need additional assistance please feel free to contact our office.
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Q:What does the California Notice mean??

A:
That message is for US residents. If you were coming to the US to live (not visit) and were going to be working in the US and filing taxes then you would be required to have a plan that does meet the ACA requirements. As long as you are visiting the US then this doesn't apply to you. If you have additional questions please feel free to contact our office. More information
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Q:I am looking for the insurance (coverage $40000) for my Schengen Visa application. Could you please provide me some information about this? Thanks, Min

A:
Thank you for contacting Insubuy for your insurance needs. We do offer coverage for Schengen visa purposes. Please use the link listed below to find plans that will meet Schengen Visa requirements. These plans will provide an instant visa letter that you will be able to download and take to your interview. If you need any further assistance please feel free to contact our office. Schengen Visa Insurance
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Q:Are there any family discounts? Where do the insurance plans cover us?

A:
There is no family discount and since your son and daughter are over 18 they would each have their own policy. The premiums are per person so there would be no difference in cost whether you purchased together or separately. The plans will cover you everywhere outside of your home country so you can purchase the plans for the full duration. If you have additional questions please feel free to contact our office.
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Q:I have a question about the Quotes(Quote ID: 26076953, PIN:5665). Could you give me some explanations? I retrive the quotes for 70 days insurance(see the attached). Child(only one, five years old) is covered in the quote? Should we pay additional money for child`s insurance?

A:
Atlas America is a family friendly plan. So if parent insured child under 9yrs will get insurance at no cost. So While purchasing insurance you need enter his dob and name but you will not pay premium for him. Please feel free to contact us if you have any further questions.
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Q:Hi I'm looking for medical insurance for my travel. There are few queries. I need to apply for J1 visa for which i must show the hospital I'll work at the "visa letter" as they said. So if I buy the insurance, can you provide me a letter for now and later change the insurance according to my actual travel dates?

A:
We have many plans that meets standard J1 visa requirements. But if you have any additional requirements from school, please send it in pdf attachment so that we can suggest the insurance plan accordingly. You can make any change in travel dates before the effective date of the policy. You can print the visa letter after the purchased. Please find the plans in the J1/J2 Visa Health Insurance section on our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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