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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am a US citizen. But I am a resident of Germany and have my health insurance there. I will be traveling to the US for 2 weeks beginning 6/26. I need a high deductible plan that qualifies under Obamacare. I believe I've gotten the Diplomat plan previously but can't seem to locate that. Can you assist me?
Q:Hi, I have a question about the suitable insurance plan for my wife. My wife is going to attend an interview for a J2 visa. If I understand it correctly, she is required to have a suitable insurance plan right on the date of interview. In addition, she will be enrolling into the University of Illinois at Urbana-Champaign ("UIUC") and the university has its insurance requirements as follows: "If students purchase private insurance, there is a MINIMUM amount of coverage required as follows: a minimum of $500,000 per illness or injury per academic year no less than an 80%/20% benefit plan for inpatient, outpatient, surgical procedures, and mental health the maximum annual deductible of $5,000.00 or less. PLEASE NOTE: Students who purchase private health insurance must bring proof of coverage to the IEI office at the time of registration. This proof must be in English This proof must be in U.S. Dollars It must include information that shows the minimum coverage has been met." Therefore, please recommend if you have any insurance plan meeting the requirements of the US Department of State and of the UIUC. By the way, her period of stay range from August 5, 2019 to May 16, 2020 (approximately 9 months).
Q:My self & my wife are green card holder and visiting USA for 25 days. Our age is 76 & 72. Can you please quote the premium for our medical insurance for 25 days.
Q:I am an international student and I will be heading to Stanford University for my Masters degree (1 year). I am currently looking for a health insurance plan as the school requires us to have an insurance plan that meets the following standards: 1) An annual deductible less than $1,000 USD. 2) Lifetime aggregate maximum benefit of at least $2,000,000 USD or a maximum per condition/per lifetime benefit of $500,000 USD. 3) Coverage for inpatient and outpatient medical care in the San Francisco Bay Area and the U.S. 4) Coverage for inpatient and outpatient mental health care in the San Francisco Bay Area and the U.S. 5) Prescription drug coverage. 6) Coverage for non-emergency as well as emergency care. 7) Coverage for pre-existing conditions or you have met applicable waiting periods. (1) Could you kindly advise me on the premiums for a plan suitable for the above? (2) In addition, the school requires the insurance company to endorse a form. If there is a suitable plan, could I kindly check if your company is able endorse it?
Q:I have a claim pending. Is it possible to use the funds from that to pay towards a new travel insurance policy? My family and I will be travelling to New York in August. Thank you
Q:I want to check how could I know if the insurance plan include the physical examination. Right now, I am on OPT until 9/30 and will be on H1B from 10/1. Is there any insurance plan fits my requirements?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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