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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:do you offer medical insurance for persons over 70 years old. i need hospital emergency care with doctors visits and repatriation.

A:
Yes, we offer plans for insureds over age 70. Most plans in that age group will offer a policy maximum of $50,000. You are welcome to run a quote in the Visitors to U.S.A. section of the website to see what plans are available to you. If you have any additional questions, please let us know.
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Q:My son is covered in our family health insurance through United HealthCare here in the US but he is an F1 student. What can I purchase to fit all requirements from college?

A:
Please send your sons requirements to info@insubuy.com along with the same information. He may only need the Atlas MedEvac plan in order to meet his schools requirements if he is covered by a domestic plan. If you have need additional assistance, please call our office at 1(866)467-8289.
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Q:Will my current plan cover Urgent care visits

A:
Plans are designed to offer coverage for new injuries or illnesses that were not present in the body before the effective date of the policy. That being said, you are welcome to take this policy to any facility and receive coverage for covered expenses. Amounts will be paid per your plans Schedule of Benefits . If you have any additional questions please call our office at 1(866)467-8289
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Q:Does insurance offer any payment plans or flexible financing options for orthodontic treatment for international student?

A:
No, there will not be any plans that offer orthodontic care, however, the Careington Dental Discount plan may be able to provide up to a 20% discount with participating providers. If you have any additional questions please call our office at 1(866)467-8289.
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Q:My wife and I are ages 78 and 76. We are soon moving from USA to France and will remain in France until our death. We are very soon applying for the VLS-TS visa at the French consulate in Atlanta and we have not yet purchased travel health insurance needed to receive the visa. Please reply if you sell this insurance online and can provide cerificate and receipt of payment.

A:
You would be welcome to look in the Schengen Visa section of the website for plans that meet the typical requirements for a long stay visa in a Schengen countries. If there are specific requirements, please email them to info@insubuy.com.
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Q:What medical insurance can I buy after I travel to United States?

A:
Thank you for contacting Insubuy. If you can enter your information in this link we can quote all our available plans. Visitors to USA: /visitors-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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