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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I'm a US citizen (32 years old) living abroad and my husband (32 years old, French citizen) and 17 month-old (French/American) will be traveling to the US for 3 weeks (July 9-July29). Neither my husband or I have pre-existing conditions. However, my daughter has strong food allergies; is this covered by your medical insurance? This is very important that I have it clearly stated that emergency medical costs associated with her food allergies would be covered. Her last allergic episode was about 1 year ago. I was hoping to get a quote for our trip. Thanks very much for your help.
Q:I can't find the link to buy insurance as an American who lives abroad and is visiting the US. I've bought it before but can't find it on the site. If it's still available, could you please send me a link? Thank you!
Q:I'm considering 'Atlas America' and 'Safe Travels USA Comprehensive' with 100K coverage for a 75 year old. I like the pre-existing conditions coverage on Safe Travels but I'm concerned that GBG Insurance has a lower AM Best rating and that Safe Travels isn't mentioned under the Best Insurance options (https://www.insubuy.com/best-visitors-insurance/). Have you received negative feedback about the Safe Travels plans and would you recommend selecting Atlas America instead? Is the $25K limit for pre-existing condition medical evacuation in addition to the 100K policy coverage or does it deduct from the policy maximum? The Travel section of the coverage description includes an allowance for Emergency Medical Evacuation/Repatriation. If a condition arises where we think it makes financial sense to return home, how would we determine whether the condition qualifies for repatriation coverage?
Q:I am a Chinese citizen and currently a student in New Zealand. I am going to apply a schengen visa for Austria for 15 days. Could you tell me which type of insurance should I buy to meet the visa application requirement?
Q:My father who is 75 will be visiting me in New York for 35 days in the summer. I am looking for short-term health insurance to cover any unexpected illness during the stay, inclusive of his pre-exisiting illness (high blood pressure). He will be using B1/B2 visa, arriving July 26 and leaving on Aug.29.
Q:Do you have any visitor cover for pre-existing condition such as knee reconstruction / replacement?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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