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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I recently purchased insurance for my in-laws for 5 months , they stayed only for 10 days and they went back due to personal emergency . Now I am planning to bring my parents to America and want to get insurance . I am wondering if you can help me in getting any adjustment with my parents insurance ? Cancel the other insurance and get a new one for my parents ?

A:
Yes, you have to cancel the insurance for your in-laws. Please send an email to cancel [at] insubuy.com You can purchase new insurance online through the MyAccount Portal; Choose the option: Purchase the same insurance for different person. Should you have additional questions please let us know.
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Q:I want to obtain visitors insurance for 3 people - my mom, dad and sisters. Your website allows me to quote only 2 people. Can you please help. I am interested in the Fixed visitor's care by Sirius International.

A:
Thank you for contacting Insubuy for your insurance needs. It would be separate plans. One plan for your parents and another for your sister. Just to let you know, a fixed plan is very basic and will only pay a fixed amount according to a schedule of benefits so if anything happens the majority of the cost will come from your pocket. If you need additional assistance please feel free to contact our office.
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Q:Hi, I am an international graduate student at Penn State and I was looking at health insurance providers that can fulfill the waiver requirements. I did find a quote for a reasonable price on your website, but I'm not sure if the plan meets all the waiver requirements. Do your plans meet the current year requirements and can be accepted through by the university? Also, regarding the plans, what are the most suitable ones? I will be willing to receive a quote if it works out. For your reference, I am attaching a link of the page containing the waiver criteria. Please let me know if you can fulfill those: https://studentaffairs.psu.edu/requirements-international-students

A:
There are no plans available which will meet the University's requirements, as you require a plan that is Affordable Care Act compliant. We would recommend purchasing from your University directly.
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Q:After reading about Finland and Iceland, I decided along with my family to go on Holiday for 2020 using the Easter period. From your organization, i will need family invitation letter. How possible can this be for Iceland?

A:
Please be advised that we provide travel insurance. We do not provide invitation letters for travel. If you have any additional questions, please let us know.
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Q:My son has a J2 Visa. He will stay in U.S. from now till March, 2017. Is it ok? Please give me some recommendation. Thank you.

A:
You can purchase the same insurance that you for yourself. You need to purchase $100,000 plan. Atlas America plan with $100k which is comprehensive plan. You can compare plan here. Please feel free to contact us if you have any further questions.
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Q:Any of the plans in our J1/J2 section will meet the standard requirements. I have attached the quote link for those plans below. If your university has any additional requirements, please forward those to us and we can review them for you. I am spending the Fall quarter at UCLA and my university employer is covering my insurance for my J1 visa but my son is coming out on a J2 visa and I need insurance for him. He is now only coming from 20th Sept 2019 to 6th Oct 2019 so I need coverage for that period only. I need to meet the waiver conditions for UCLA, which can be found at https://clients.garnett-powers.com/vs/ucla/waiver/. Please could you suggest a suitable policy

A:
You can purchase ExchangeGuard plan.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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