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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi! I'm traveling from Norway to Mexico, then Colombia and might go to the US before back to Norway. Most of the time will be spent in Colombia and I would like to have an insurance where I am fully covered if something happens as I have heard it can be a dangerous country in certain areas with a high crime rate. What insurance will bet cover me on this 2-3 months long trip?

A:
If you are traveling outside of your home country and include United States within your travel it would be recommended to quote and purchase a plan from the COVID-19 Travel Medical insurance section of our website. Under coverage area be sure to select "International, including USA" to ensure you are covered for the full duration of your trip. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:my mother has persistent cough for 2 weeks now. We bought travelers insurance for her before she came. I would like to get her checked out by a doctor. What is the procedure to get this done?

A:
The procedure is similar to using any insurance. You will go to the provider you are wishing to visit and present them with the ID card. You can verify if they will set up direct billing with the insurance company and if they are unable to, you will pay our of pocket and file a claim for reimbursement for eligible expenses. Keep in mind the plans are designed to offer coverage for new illnesses and injuries that are contracted after the effective date and will exclude the coverage for pre-existing conditions, preventative and routine care. Should you have addiitonal questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Are we eligible for Atlas medical insurance if we are not American

A:
Atlas plan is available to US Citizens or Non US Citizens who need coverage outside your country of residence. Coverage area International including USA need to purchase Atlas America Insurance Coverage worldwide excluding US need to purchase Atlas International Insurance
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Q:Does your 2000 COVID-19 travel insurance cover the cost of rebooking your flight? It only mentions accommodations and lodging. Does accommodations include food?

A:
You can use the remaining daily limit to cover for changing flight. the quarantine benefit also includes food as part of the daily limit. if you have any further questions or need further assistance please contact us.
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Q:I am looking for insurance that covers a one week trip to Mexico. We are specifically looking for COVID-19 coverage that covers lodging, food, and re-booking a flight expenses. Do you have any coverages for that?

A:
You can purchase COVID19 travel insurance with quarantine coverage
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Q:I purchased the Atlas Essential International for my trip starting Nov 5th. Does my policy include trip interruption for Covid-19?

A:
Unfortunately this policy does not include trip interruption. Trip interruption benefit is meant to cover a one way flight back to your home country in case of an event such as the death of an immediate family member or substantial destruction of the primary residence. Is Perhaps what you are looking for quarantine coverage?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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