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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q: Can you send me the documentation in Spanish? And can I pay in 3 or 6 payments with Visa Credit Card?

A:
The visa letter is available in Spanish immediately after purchase with the Atlas International. Unfortunately, there is no way to set up monthly payments with travel medical insurance. If you are needing the present the visa letter to the consulate than you must pay for the entire duration in order for proof of coverage to be provided.
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Q: My wife will be pursuing PHD from Colorado School of Mines starting from January first week. Me and our son will accompany with her on F2 visa. My wife school will cover her medical insurance but not us. I am looking for medical insurance for my son and I.

A:
You may purchase the ExchangeGuard plan. Please use the link provided below to view the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-student-medical-insurance/f2-compliant-insurance-for-visitors-90031/

Q:Me and my wife are visiting United States of America in the coming 2nd-10th January,2019. We need travel insurance for us. Can you please guide us how to get this? Our visa typeis B1/B2. We will stay in Chicago Illinois from 2nd-6th of January and New Jersey(Jersey City) from 7th-10th of January. My age 30 years and my wife's age 32 years.

A:
Please see the quote sent to you for the available plans for coverage. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/visitor-insurance/requesting-a-quote-for-visiting-the-usa-83191/

Q:We have an employee who will going to Germany as an Expatriate for our branch office. We worked with our immigration provider in Germany and received a pre-approved work permit for him. He was told that he needed to obtain a visa. He went to the consular's office to pick up visa and they are requiring medical travel insurance with $0 deductible. He will be provided our international medical and dental insurance which we have had for many years. We have never had a problem like this before. Have you had any experience with this type of situation for an expatriate? They document that they are requesting sounds like the insurance for a Schengen visa. I would appreciate any information you can provide

A:
Going to Germany they are looking for a visa letter for the traveler and purchasing any of the Schengen Visa Insurance plans will work in his case. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/europe-visa-insurance/german-work-permit-insurance-14609/

Q:My question is related to Acute onset of Pre-existing condition. My dad (57 yrs) has a heart disease history and he takes the medicines regularly. He does not have any issues currently nor hospitalized in the last 3 years. Does Atlas America plan would cover his problems if in case of any issues during his visit to USA this year end.

A:
Thank you for contacting Insubuy. We do not have a plan that will cover pre-existing conditions or any maintenance visits. Plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. Some plans will cover what is called and Acute Onset of a pre-existing condition which is a sudden and unexpected out break or reoccurrence of a pre-existing condition that occurs spontaneously without any advance warning. It is something that is rapidly progressive and requires treatment within 24 hours of the onset symptoms. This is the only instance that could potentially be covered as it relates to the pre-existing conditions. In order to better understand this coverage please review the FAQ link listed below for better understanding .Acute Onset FAQ The Atlas America plan will cover for an acute onset of a pre-existing condition. Please use the following link to review the Atlas America plan among other available. Visitor to the USA: /visitors-insurance/; If you can provide his country of citizenship, dates of coverage and the state that you will need coverage in we will be happy to assist you. If you need any additional clarification please contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/pre-existing-condition-coverage-for-atlas-america-92806/

Q:I would like to inquire if you have insurance for our situation described below. My wife and I are both US citizens and were longtime residents of California. We are in the process moving to Iceland. Currently we are in India and have closed out everything in California. We do have a physical mailing address in Seattle. We need temporary health insurance from Jan 1 to Jan 8. What insurance might we be able to buy from you?

A:
Thank you for contacting Insubuy for your insurance needs. You can find plans under the Travel outside USA section of our website. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/international-travel-medical-insurance/coverage-for-travel-outside-the-usa-38436/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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