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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Please suggest a low premium Domestic Insurance policy in USA , for a person with following details. Birth date Sept 02, 1985 Working on H1 B visa at Chicago, Illinois Fixed payment plans preferred to save on premium cost.
Q: Is there any of your insurance plan that meet my school requirement? 2017-18 Health Insurance Requirements Requests to waive may be granted with demonstration of alternative insurance that: 1. Is provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. telephone number. 2. Will be in force for the duration of the academic year, or until the student's program ends. 3. Provides coverage for health care where the student is attending classes (whether on a Tulane Campus or elsewhere). The plan must include: a. Unlimited annual and lifetime benefits (i.e. there is no policy maximum). b. Non-emergency/urgent care in the New Orleans area. c. Emergency and follow-up care in the New Orleans area. d. Coverage for club sports. (This requirement does not apply to NCAA competitive sports.) e. Pharmacy benefits. f. Mental health benefits. g. Coverage of pre-existing conditions without a waiting period (some examples may include: heart disease, renal failure, cancer) International students in F-1 status sponsored by Tulane University and all international students in J-1 status sponsored by Tulane University have additional minimum waiver requirements for acceptable alternative coverage. ADDITIONAL requirements for international students are as follows: i. No less than 90% coinsurance and has a maximum deductible of $250. ii. Comprehensive plan information is provided in English. iii. U.S. claims payment office and U.S. telephone number. iv. Direct payment to providers. v. Medical evacuation benefits of at least $50,000. vi. Repatriation benefits of at least $25,000.
Q:We are SIM USA retirees living in Cochabamba, Bolivia, where we have lived now for 40 years. Helen was born here as her parents were also missionaries in Bolivia. Your email address was given to us to inquire if you have a Medical evacuation insurance policy in case we would need to return by emergency to USA. We have excellent medical care in Cochabamba where we live but if it is possible to buy a reasonably priced insurance to cover a medical evacuation, we would be interested in more details. When in USA we are covered by Medicare A and B and only have to buy the prescription amount. We do not need regular medical insurance for here. Thank you for your attention to our inquiry.
Q:I am currently on OPT. I needed some information on the different insurance plans offered for students on OPT.
Q:Does the Anthem insurance I see you selling cover non-us citizens?
Q:Can you give me examples of the below? "Preventative care or routine maintenance"
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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