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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Self and my Spouse are Senior Citizens of Canadian Nationality with Canadian Passports since 1997. Our only Son, who was also away from Canada since 2005 has since been posted to Atlanta, Georgia as a Canadian Diplomat. We would like to visit and stay with him for a period of about 5 months. We estimate our Date of Arrival at Atlanta to be June 2020. We need to purchase Health Insurance for a period of upto 6 months commencing June 2020 and we need it to include coverage for pre-existing conditions. We are 75 and 69 years of age.

A:
Thank you for your interest in purchasing insurance through us. As a broker, We provide insurance from most of the major insurance plans available in the market. Insurance for an international visitor provides coverage for new sickness, injuries or accidents that may occur after the effective date of the policy. It will not cover any routine maintenance for pre-existing or preventive care. However, We have many plans which provides coverage for an acute onset of pre-existing conditions. Please find more information on acute onset of pre-existing conditions. Please review the plan details and feel free to contact us if you have any additional questions.
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Q:I would like you to confirm if there is any insurance plan that meet the following requirements. I am a visiting scholar with J1 status. I have 3 dependents. 1. Medical benefits provided by a US based Employer Group Plan of at least $100,000 per accident or illness 2. Repatriation of remains in the amount of $25,000 3.Coverage for pre-existing conditions with no waiting period 4. Expenses associated with the medical evacuation of the international student to his or her home country in the amount of $50,000 5.A deductible not to exceed $500 per accident or illness 6.Plan have a U.S.-based address for medical claim filing

A:
We do not have any plan without pre-existing waiting period. We have some plan with 6 months pre-existing waiting period. Please check with your institute otherwise you have to purchase insurance from them. Please review the plan details and feel free to contact us if you have any additional questions.
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Q:My mother who lives in Iran and is an Iranian citizen has an interview in next moth i want to buy an health insurance plan for her. Her age is 57 now she is not arrived yet i need a quote for 365 days whatever the limit is which satisfy the Presidential Proclamation order.

A:
You can purchase any of the plan from our New immigrant insurance. Please select policy maximum at least $50k. Enter appropriate criteria. You will find many plans and you can compare the plans side by side. If you provide us the start date, which state do you need coverage and will be glad to send you quote by e-mail. You can purchase Patriot America plus plan .
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Q:I am filling the online quota form. Do you have family discount if my husband and I but the insurance together?

A:
There is no difference in the premium. No discount. If you want to have two separate visa letter then do separate application otherwise you can do one application also. But total premium will be same. Please feel free to contact us if you have any additional questions.
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Q:I am planning to purchase insurance for my sister who will be visiting from India for 2 months. Please let me know the details you need in order to complete the enrollment process.

A:
You may purchase plan online or over the phone by contacting our office at (866) INSUBUY. The applications will ask for the name as it reads on the passport, the passport number, and date of birth. There are some plan options that will also ask for the residence country address.
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Q:I am a resident of Massachusetts but I am a British student with British citizenship. I will be leaving from New Orleans on May 2 2020 to Guatemala(via Miami). On May 20th 2020 I will be travelling to Cuba(via mexico) and on June 2nd 2020 I will return to Boston(via miami) Do you have any insurance policies for this trip?

A:
Please look at Patriot International insurance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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