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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Greetings! I am a US citizen whose home country is the US. I am retired at 67. My partner lives in Austria and she has a job and residence permit. I will soon have to apply for residence so I can stay with her for more than the 90day minimum. My medical needs are very minor and inexpensive so I expect to pay for them out of my Social Security checks. Here is my question Because I am only going to acquire medical insurance in Austria so authorities can "tick that box" on my application for a visa, that insurance must be the absolute minimal, cheapest possible medical insurance the country will nevertheless accept. Can you recommend which insurance policy I should be looking into through Insubuy, and what it would cost

A:
If you are in need of a policy that will meet Schengen visa requirements you can run a quote in the Schengen Visa section of the website. All the plans in this section will meet the minimum insurance requirements for a Schengen visa. Two popular options are the Beacon America or Patriot International Lite plans. If you have any additional questions please let us know.
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Q:Hi! I'm an international student who will be studying at Boston University and I was wondering if any of the plans are compatible with the university standards and would appreciate some help. Thank you!

A:
Boston University requires all students to have an ACA compliant plan. Unfortunately, we do not have any plans that meet ACA requirements. It is recommended to purchase that kind of insurance through the school. If you have any additional questions please let us know.
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Q:Hi I am a US citizen but living in India. Got admission in to University of Arizona. I would like to take insurance. Pl suggest

A:
Unfortunately, as a US citizen, you would not be eligible for our student plans. You will have to purchase your insurance through the University. If you have any additional questions please let us know.
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Q:Hi, I am looking to buy a visitor UK Visa. Could you please confirm the effective date if I buy it today? Thanks

A:
Your effective date can be what ever future date you choose. Most plans can start as early as tomorrow. If you purchase a plan and want confirmation that it will start on a certain day you can always call our office at 1(866) INSUBUY (4678289). For medical coverage in the UK you can run a quote in the Travel Outside U.S.A. section of the website. If you have any additional questions please let us know.
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Q:I received some documents by mail. Honestly, it is not written which parts you paid. can you please inform me about that?

A:
The documents received by mail will not include the price of your premium. You can access your receipt of payment, and all relevant policy documents on your MyAccount. If you have any additional questions please let us know.
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Q:need an insurance that meets the requirements of SUNY, Binghamton

A:
If your school or organization has requirements for insurance you can send those to info@insubuy.com and we would be happy to assist. Be advised that all the plans in the Exchange Visitors (J1/J2) section of the website will meet the Sate Department J1 visa requirements.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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