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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My parents are travelling to US with their grand children. I see that Atlas Essential has family friendly option and each adult can have a child included. Are the grandchildren eligible for the insurance?
Q:I have one follow up questions. If I bought 12 months insurance and requested 2 months of the End of trip coverage for when I return to Canada, will I be covered if I return to Canada during the 12th month. Or will point 18a of the policy apply? If so, would I need to buy 14 months of insurance to get the 2 months upon return to Canada after 12 months abroad?
Q:Hello, I will likely be buying travel health insurance through your company and have 1 question. I am 28 years old, I live in Canada and am Canadian, and I will be moving to Germany 12 months. You have a range of comprehensive plans that I appear to be eligible for. In Canada, if we leave the country for a certain period of time we lose our eligibility for our government health insurance. I want you know how End of Trip Home Country Coverage works. This is included in a couple of the plans for up to two months after return. Does this mean that I will in fact be covered in my home country upon my return? many thanks, Adam
Q:I am planning to purchase Medical evacuation and Repatriation Insurance. I am on J1 visa in USA, and 34 years old. Is it possible to provide me some discount in the insurance? Please let me know.
Q:Dear Sir or Madam, I am a postgraduate student from Poland and I will be visiting the Stanford University as a Visitor Student Researcher (arriving with J-1 visa). I would like to purchase an insurance policy for the six-month internship in US. There are specific requirements and all of them need to be fulfilled. Moreover, insurance company needs to sign a compliance form. Could you please provide me with some plans that meet all the requirements? Insurance policy must cover the entire period of November 1 through April 30 with benefits that meet or exceed the following minimum standards: - An annual deductible less than $1,000 USD (I'd prefer less or no deductible) - Lifetime aggregate maximum benefit of at least $2,000,000 USD OR a maximum per condition/per lifetime benefit of $500,000 USD. - Coverage for inpatient and outpatient medical care in the San Francisco Bay Area and the U.S. - Coverage for inpatient and outpatient mental health care in the San Francisco Bay Area and the U.S. - Prescription drug coverage. - Coverage for non-emergency as well as emergency care. - Coverage for pre-existing conditions or you have met applicable waiting periods. - Minimum coverage of $25,000 USD for repatriation of remains and $50,000 USD for medical evacuation. - The policy must be backed by the full faith and credit of your home country government or the company providing the insurance must meet minimum rating requirements established by DOS (an A. M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-" or above, a Standard & Poor's Claims-paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above). The compliance form can be found on Stanford's website: https://vaden.stanford.edu/sites/default/files/insurance-coverage-certification_fy18_0.pdf Yours faithfully, Andrzej Sokolowski
Q:Hi, I am interested in buying travel insurance from your company but I am afraid I'm going to make a mistake. I read online that your company provides insurance to US citizens who live abroad and are going to visit the US. I currently live in Thailand and I am going home to visit my family for only the month of October. I am unsure of what plan to purchase that will cover me (a us citizen) while I am in the United States. Thank you!
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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