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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My daughter and I live in China and will be going back to the US for an extended stay of 13 months. Leaving 7/24/2017 and returning approx 8/22/2018. We would live a health insurance plan that will cover us during our stay. It looks like the diplomat america is the only plan and it cannot be renewed after the first year. What are your suggestions? We are both US citizens.
Q:I would like to receive a price quote for our 18 employees. They will be flying from the USA to Israel and then to Greece. The insurance should also cover winter sports and activities (such as ski/snowboard, etc.) and their laptops. The dates are: Feb. 5th till Feb. 9th 2017. We have Americans employees and also foreign employees that work and live in the US. All of our foreign employees have a working visa in the US, they have health insurance and a residential address. I just want to make sure that our foreign employees are eligible for your travel insurance as well as the Americans employees.
Q:I chose the plan of Atlas America and I almost bought it !! But the following notice appeared. Please suggest a different insurance company which is registered in CA. CALIFORNIA RESIDENTS SPECIAL NOTICE: 1. THE INSURANCE POLICY THAT YOU ARE APPLYING TO PURCHASE IS BEING ISSUED BY AN INSURER THAT IS NOT LICENSED BY THE STATE OF CALIFORNIA. THESE COMPANIES ARE CALLED "NONADMITTED" OR "SURPLUS LINE" INSURERS. 2. THE INSURER IS NOT SUBJECT TO THE FINANCIAL SOLVENCY REGULATION AND ENFORCEMENT THAT APPLY TO CALIFORNIA LICENSED INSURERS. 3. THE INSURER DOES NOT PARTICIPATE IN ANY OF THE INSURANCE GUARANTEE FUNDS CREATED BY CALIFORNIA LAW. THEREFORE, THESE FUNDS WILL NOT PAY YOUR CLAIMS OR PROTECT YOUR ASSETS IF THE INSURER BECOMES INSOLVENT AND IS UNABLE TO MAKE PAYMENTS AS PROMISED.
Q:My dad is visiting me now and wants to travel to Iceland during his visit with us. He is an Indian citizen holding a valid US visa. Is he eligible for insurance through your company. I did get a quote online and wanted to make sure he can use it.
Q:My parents will be coming to US in May on a green card (immigration visa based on family immigration) I am looking to get medical insurance for them. Can you please suggest some options. My dad has type 2 diabetes and blood pressure and takes routine meds for it. Well controlled. My mom has blood pressure and she is stable on regular meds. Can you please suggest something other than Obama care/medicare/Medicaid
Q:I am arriving to the US (California) this Feb for about 3 years. I am arriving on an O-1 Visa (Artist Visa) and would like to know if I should search your database looking for "visitor insurance" or is there anything else I should do.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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