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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:DOES THIS POLICY COVER COVID?

A:
We would need to know which policy you are referring to in order to better assist you. You may view more information about visitor insurance plans that include COVID-19 coverage here. If you have additional questions please let us know.
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Q:I am on F2 visa status. And I want you to help me with an insurance package that will cover fertility treatment and maternal care and other benefits. I would be grateful to get feedback from you as soon as possible. Thank you.

A:
Thank you for contacting Insubuy for your insurance needs. There is not a plan that you can purchase from our website that will cover fertility treatments or maternity. If you have any additional questions please contact our office.
{{currentOrigin}}/answers/international-student-insurance/f2-fertility-treatment-maternity-92640/

Q:Living in the UK and wanting to visit Dubai. Dubai is classed as "Essential Travel Only" by the Foreign Office. Will this policy cover me in the event of a COVID infection as the FO have said travelling against their advice will null and void any insurance cover.

A:
Despite travel advisories, you may view and quote COVID-19 Travel Medical Insurance here. The plans are designed to cover the new illnesses and injuries that manifest after the effective date of the policy. They will not cover pre-existing conditions, preventative and routine care. Should you have additional questions, you may call our office at (866) 467-8289.
{{currentOrigin}}/answers/travel-insurance/covid-19-travel-medical-coverage-for-travel-restrictions-30160/

Q:Costa Rica requires 2k of lodging insurance. Is this included?

A:
There is no plan on our website that has such coverage.
{{currentOrigin}}/answers/travel-health-insurance/costa-rica-lodging-coverage-requirements-for-covid-19-10581/

Q:I've tried to compare the ExchangeGuard Choice and Essential, but cant find any major differences other than the small price change. Do you have any recommendations on which to choose?

A:
The only difference in the Essential and choice plans is a pre-existing condition waiting period. The Essential option has a 12 month waiting period and the Choice has a 6 month waiting period.
{{currentOrigin}}/answers/international-student-medical-insurance/f1-insurance-exchangeguard-essential-choice-difference-10861/

Q:I am an air traffic controller looking for "loss of medical" /disability insurance. Do you provide this?

A:
If you are looking for Loss of License Disability insurance we would love to assist you. You may view more information and request quotes here. You may also call our office at (866) 467-8289 for further information.
{{currentOrigin}}/answers/other-insurance/loss-of-license-disability-insurance-23398/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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