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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I will have a 20 month old orphan from China staying with me while she receives surgical intervention for a birth defect. I am looking for coverage for her in case of illness (cold virus etc) I know that she would be excluded if she is traveling for medical care. Are there any insurances that will cover urgent care visits for sickness not related to birth defect?

A:
Thank you for your interest in purchasing insurance through us. This is a short term plan and insurance will pay for whatever treatment medically necessary as long as it is not pre-existing or preventive care. You can purchase Patriot America plus plan. Please review the plan details and feel free to contact us if you have any further questions. Or you can visit our website at www.insubuy.com to get other plans detail also.
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Q:inbound-immigrant plan maternity insurance I have a couple of questions regarding to inbound-immigrant plan. Firstly, whats is the exactly maternity coverage in this fixed plan? For instance, in order to get a coverage for medical expenses, she must wait for at least 90 days to become pregnant? That is, maternity must occur at least 90 days after effective day. What about that if pregnancy occurs in the 90 days for effective day? In this case, She can get a coverage for medical expenses after 90 days? I mean she is able to get medical services such as routine check ups, sonogram, baby delivery and post-natal care after 90 days, even if she becomes pregnant in the 90 days. Thank you in advance for help.

A:
In order to get maternity benefits she can’t conceive within 90 days of insurance effective date. If she conceive within first 90 days she will not get any maternity benefits. Please read certificate wording and brochure for more information, /international-major-medical-insurance/ If you have any further questions feel free to contact us.
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Q:Health insurance for parent - green card holder I am looking for a health insurance for my Mother, age 78, green card holder, that will come to visit US next month, and will stay until December 2016. What is my best options?

A:
We have several options for plans that will work for your mother. I am attaching the link for the appropriate plans for you to review. /new-immigrant-insurance/ If you need any further assistance, please contact our office.
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Q:L1/L2 visa insurance questions I-m going to USA in August/2016 and I´m studying the medical insurance available for me and my family. We are going with L1-A and L2 Visa, Will We cover with this Health insurance?

A:
Thank you for your interest in purchasing insurance through us. Are you eligible to purchase insurance through your employer? If yes, please enroll through employer insurance. If you coming to USA on L visas. You can’t purchase Inbound USA plan Otherwise, you can purchase either Patriot America Plus or Inbound immigrant plan. Patriot America plus brochure, instant purchase link, /patriot-america-plus-insurance/ Inbound Immigrant brochure, instant purchase link, /international-major-medical-insurance/ Or any other plans from the link below, /new-immigrant-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them sid e by side. If you have any further questions feel free to contact us.
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Q:Green card holder insurance questions Dear Sirs, We would like to buy a travel insurance to the USA for a person who has an US green card, however, does not reside in the USA and spend less than 30 days in the USA in the last year. Also the person would return to Europe after travelling about 80 days to the US. Can you confirm that your standard travelling insurances will be also valid to a green card holder that does not usually reside in the US?

A:
Thank you for your interest in purchasing insurance through us. You are eligible to purchase plans under the new immigrant section of our website /new-immigrant-insurance/ . The plan we would recommend is going to be the comprehensive Patriot America Plus plan /patriot-america-plus-insurance/ If you have additional questions or need assistance please feel free to contact our office.
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Q:Permanent Resident health insurance coverage Thank you for any assistance you can give us. My wife and I are moving to the USA in July of this year. I am a US citizen (born in Longview, WA, in 1951). I have been a permanent resident of Australia since 1974. My wife is an Australian citizen and has applied for permanent residency in the US. I am interested in finding out what type of insurance would be available to us.

A:
Thank you for your interest in purchasing insurance through us. We have plans in our New Immigrant section of our website /new-immigrant-insurance/ that your wife will be eligible for. For you, the plans in the short term domestic /short-term-health-insurance/ will be available until you turn 65. Once you have reached 65 or if you already are then you would have to check with Medicare to see if you can sign up for that. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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