There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I booked a cruise Nov 2019 and bought travel ins before cvoid, Carnival has canceled my cruise and is giving me a refund my Will my travel ins agent refund me my $130 being i purchased before the covid and Carnival cancelled ?

A:
Thank you for contacting Insubuy. You would need to verify this information with your travel agent as we would only be able to advise on the plans that we offer. Please let us know if you need assistance in the future.
{{currentOrigin}}/answers/trip-insurance/trip-cancellation-insurance-for-covid-reasons-through-agent-87552/

Q:We are re-planning a trip to the United Kingdom from the United States which was originally cancelled due to COVID travel restrictions. We are planning on traveling May 2021. Would this travel insurance cover our trip expenses if we had to cancel again for COVID next year.

A:
There are plans available with the benefit for Cancel for Any Reason that could be applicable to your situation, but the elegibility for the benefit is based off of the initial trip deposit date. Typically the plans have to be purchased 10-20 days from the initial deposit for the trip (this is dependent on the plan). For more information regarding the Cancel for Any Reason benefit for COVID-19 reasons you can read here. You may also view and quote the available plans here. For additional assistance please call our office at (866) 467-8289.
{{currentOrigin}}/answers/holiday-insurance/trip-cancellation-insurance-for-cost-of-trip-covid-91358/

Q:Do you cover insurance for Covid and visiting Mexico, also we are 72 and 74 years old?

A:
We have numerous plans that COVID-19 coverage in the case it were to manifest in the body after the effective date of the policy. You may view and quote the plans here. Keep in mind these plans are designed to cover the new injuries and illnesses that manifest after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance please let us know. You may also call our office at (866) 467-8289.
{{currentOrigin}}/answers/travel-health-insurance/covid-travel-medical-coverage-for-mexico-92451/

Q:If we travel to Cancun and diagnosed with Co-Vid while there (1 week) or test positive before leaving and have to be quarantined....will the insurance pay for our 14 day quarantine (lodging and food)?

A:
There would not be plan on the market that will cover the expenses incurred if you are required to quarantine. The plans that offer the COVID-19 coverage are for medical expenses in case it were to manifest in the body after the effective date of the policy. Should you have further questions or need additional assistance please call our office at (866) 467-8289.
{{currentOrigin}}/answers/international-travel-medical-insurance/quarantine-expense-coverage-in-travel-insurance-for-covid-34237/

Q:Are there any plans that cover COVID-19 vaccines for U.S. visitors if such vaccine becomes available?

A:
Thank you for contacting Insubuy for your insurance needs. The plans will cover the new illnesses and injuries that manifest after the effective date of the policies. They will exclude coverage for pre-existing conditions, preventative and routine care. Immunization and vaccination would not be available under any plan for visitor on the market, but there are plans that will offer the coverage for COVID-19 in case the illness were to manifest in the body after the effective date of the policy. You may view and quote the plans here.
{{currentOrigin}}/answers/visitors-medical-insurance/covid-vaccine-coverage-for-visitors-to-the-usa-46952/

Q:my son is currently in USA . he has finished masters and there on OPT. is he eligible for travel insurance visa with covid. he had taken another travel insurance till august 31st which doesnt cover covid. can he insure for travel insurance with covid?

A:
Thank you for reaching out for your insurance needs. We have numerous plans available in the OPT section of our website and some will also offer the coverage for COVID-19. Keep in mind the plans will cover the new illnesses and injuries that manifest in the body after the effective date. They will not cover the pre-existing conditions, preventative or routine care. Should you have additional questions or need further assistance please let us know. You may also call us at (866) 467-8289.
{{currentOrigin}}/answers/international-travel-health-insurance/opt-insurance-with-coronavirus-coverage-43608/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More