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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q: I saw the J1 visa medical insurance for Atlas America, but I do not know whether it meets the ACA requirements the University asks for.

A:
We do not offer ACA compliant plans, and therefore will not have any plans available that will meet your requirements. The only place we are aware of that a J1 visa holder can obtain that kind of coverage would be though the University itself.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/j1-aca-compliant-plans-29166/

Q:We are going on a cruise. Which option do I choose for coverage area: "USA and During travel" or "International Including USA"?

A:
You would put International including USA to make sure the available plans will cover everywhere.
{{currentOrigin}}/answers/visitor-insurance/coverage-for-cruise-20751/

Q: I would like to buy travel Insurance for my 2 Guest from USA, they are traveling to India from 3rd Feb till 24th Feb 2020.

A:
If you are wanting Travel Medical Insurance for them while they are in India and traveling, you will find those plans here: Visitors to USA If you are needing Trip Insurance, which can cover for specified reasons for Trip cancellation, flight delays, etc., and can also include medical coverage, those plans can be found here: Trip Insurance If you have any questions or need any additional assistance, please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/health-and-trip-insurance-10292/

Q:We are a brazilian family of 5 travelling to the United States in the beginning of February, We will be spending 7 days in Florida and 7 days cruising. I always buy insurance from Insubuy, but this time I am having a problem: my mother is coming with us and she's 81 years old. She's in very good health, but I need an insurance for emergency (broken bones for instance) and repatriation. I can not find an affordable/ reasonable option for her.

A:
You would search for a plan separately for her by choosing the $50,000 policy max. The cost for her will be higher because of her age. If you need assistance with the quote please feel free to contact our office and we can assist you over the phone.
{{currentOrigin}}/answers/visitors-insurance-usa/policy-maximum-forage-80-plus-94494/

Q:I am interested in getting quotes for 4 to 6 months of travel insurance that is specifically focusing on Portugal beginning April 1, 2020.

A:
We would be glad to assist. If you are a U.S. citizen and staying less than, or not more than 90 days in Portugal, or are from a country not required to have a visa to travel for 90 days or less, any of the plans in this section will be appropriate: Traveling Outside USA If you are required to have the Schengen visa to travel to Portugal , you would want to choose from plans in this section, that specifically meet all requirements: Schengen Visa Insurance You can go through these quote links to find available plan options and pricing based on your specific travel dates, etc. If you do need a Schengen visa, we do advise selecting the $0 deductible as most consulates will require it. If you have any questions, please let us know.
{{currentOrigin}}/answers/europe-travel-insurance/international-or-schengen-visa-insurance-94873/

Q:Hi, I am looking for a medical health insurance for my mom. My mom is 67 years old. She came to U.S. in 2017 and has lived together with me since then, and she received her green card this May with my sponsorship. She plans to stay in U.S. with me in the future. On your website, I saw two options for her medical insurance---Bridge Plan and Patriot America Plus. Both plans mentioned that they are suitable for age 65+ green card holder parents. So I am not sure which one I should buy for my mom. We live in California. Recently we asked the CA Health Care Exchange agent, and it turned out that my mom is not eligible for domestic insurance based on her age and income. So she couldn't get enrolled in either mediCal, Obamacare, or medicare. Could you tell me what the differences are between the two plans, and which plan she is eligible?

A:
The Bridge plan is not available in CA but International Major Medical is. The Patriot plans are available only if your mother still maintains a residence outside of the U.S.
{{currentOrigin}}/answers/new-immigrant-health-insurance/new-immigrant-bridge-plan-eligibility-90241/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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