Travel Insurance for Costa Rica

Travel Insurance for Costa Rica

Costa Rica's borders are open to all international travelers. The requirement for Costa Rica visitors to have travel insurance if they are not fully vaccinated for COVID-19, as well as the requirement to present a negative PCR COVID-19 test after arrival in the country ended on March 31, 2022. 

Travel insurance is and travel health insurance is now optional for all visitors to Costa Rica, regardless of vaccination status. The requirement to upload your proof of vaccination has also ended as of April 1, 2022. 

The country has also suspended use of the Costa Rica Health Pass. Prior to April 1, 2022, fully vaccinated visitors were required to utilize the Health Pass website to upload their proof of vaccination. They were also required to have a QR code as proof of vaccination to gain entry to certain businesses, events, and public places. As Costa Rica no longer differentiates requirements for vaccinated and unvaccinated travelers, and now allows all businesses and events to operate at 100% capacity, the Health Pass and QR code mandates have ended. 

Despite the end to the previous requirements, travel insurance is still highly recommended for all visitors to Costa Rica. Breakthrough COVID-19 cases are still possible even in fully vaccinated travelers, and the risk of another illness or injury is ever-present when taking an international trip. 

To choose the Costa Rica travel insurance plan with the right coverage for you, view and compare the options below. 

Travel Insurance for Costa Rica: U.S. Residents

Safe Travels Explorer

Underwriter: Nationwide Mutual Insurance Company

Overview

Safe Travels Explorer provides basic travel insurance for U.S. residents traveling inside or outside the U.S. Coverages include trip cancellation, trip interruption, travel delay, and more.
Rental Car Damage is available as an optional coverage.
  • $200,000
  • $200,000
  • Included

Safe Travels Explorer Provides:

  • $50,000 in secondary medical coverage and covers COVID-19 coverage just like for any other new sickness that occurs after the effective date of the policy.
  • $1,000 in quarantine accommodations/lodging expenses ($150/day).
  • You can insure up to $30,000 in trip cancellation and trip interruption coverage.

Safe Travels Voyager

Underwriter: Nationwide Mutual Insurance Company

Overview

Safe Travels Voyager Insurance provides comprehensive coverage and optional coverages for U.S. residents taking domestic and international trips. 
Optional coverages include Cancel for Any Reason, 24 hour AD&D, Interruption for Any Reason, Trip Delay Max, and Additional Medical Expense.
  • $1,000,000
  • $1,000,000
  • Included

Safe Travels Voyager Provides:

  • $250,000 in primary medical coverage and covers COVID-19 coverage just like for any other new sickness that occurs after the effective date of the policy.
  • $3,000 in quarantine accommodations/lodging expenses ($250/day)
  • You can purchase higher coverage options at an additional price:

    • $4,000: $300 per person per day
    • $7,000: $500 per person per day
  • You can insure up to $100,000 in trip cancellation and trip interruption coverage.
  • Optional Cancel for Any Reason (CFAR) insurance

Travel Select

Underwriter: Berkshire Hathaway Specialty Insurance Company

Overview

Travel Select insurance provides enhanced trip protection for U.S. residents. Included coverage for trip cancellation, trip interruption, travel delay, medical expenses and many other travel benefits.
In addition, there are optional coverages available for Flight Accidental Death & Dismemberment, Car-Rental Collision, Adventure Sports, Cancel For Any Reason, and Medical Expense Upgrade.
  • $500,000. Optional: additional $500,000
  • Included in Emergency Medical Evacuation
  • Included

Travel Select Provides:

  • $50,000 in primary medical coverage and covers COVID-19 coverage just like for any other new sickness that occurs after the effective date of the policy.
  • $2,000 in quarantine accommodations/lodging expenses ($200/day).
  • You can insure up to $50,000 in trip cancellation and trip interruption coverage.

Travel SE Provides:

  • $250,000 in primary medical coverage and covers COVID-19 coverage just like for any other new sickness that occurs after the effective date of the policy.
  • $2,000 in quarantine accommodations/lodging expenses ($125/day).
  • You can insure up to $50,000 in trip cancellation and trip interruption coverage.

Travel LX

Underwriter: United States Fire Insurance Company

Overview

Travel LX plan provides a higher level of comprehensive benefits for travelers and benefits for many adventurous activities.
Cancel for Any Reason and Interruption for Any Reason is offered as an optional coverage.
  • $1,000,000
  • Included in Emergency Medical Evacuation
  • Included

Travel LX Provides:

  • $500,000 in primary medical coverage and covers COVID-19 coverage just like for any other new sickness that occurs after the effective date of the policy.
  • $2,500 in quarantine accommodations/lodging expenses ($250/day).
  • You can insure up to $100,000 in trip cancellation and trip interruption coverage.
  • Optional Cancel for Any Reason and Interruption for Any Reason benefit.

Safe Travels Outbound

Underwriter: Nationwide Mutual Insurance Company

Coverage Availability 5 Days to 180 Days

Overview

After deductible, pays 100% to policy maximum.
  • $500,000
  • $50,000
  • Included
 

Safe Travels Outbound Provides:

  • Primary medical coverage with policy maximums ranging from $50,000 to $500,000, and covers COVID-19 treatment just like any other new medical condition that occurs after the effective date of the policy.
  • $2,000 in quarantine accommodations ($150/day).
  • You can purchase higher coverage options for an additional price:

    • $4,000 maximum benefits ($300 per day)
    • $7,000 maximum benefits ($500 per day)
  • Trip interruption coverage of up to $7,500.

Travel Insurance for Costa Rica: Non-U.S. Residents

Safe Travels International

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Unexpected recurrence of pre-existing condition coverage

$20,000 for ages <65; $10,000 for ages 65+ Learn More
  • $2,000,000
  • $1,000,000
  • Included

Safe Travels International Provides:

  • Primary medical coverage with policy maximums ranging from $50,000 to $1,000,000, and covers COVID-19 treatment just like any other new medical condition that occurs after the effective date of the policy.
  • $2,000 in quarantine accommodations ($150/day)
  • You can purchase higher coverage options for an additional price:

    • $4,000 maximum benefits ($300 per day)
    • $7,000 maximum benefits ($500 per day)
  • Trip interruption coverage of up to $7,500.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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