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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an incoming international student (F1 Visa, starting 2 year masters program, aged 29) due to start at Harvard University on the 14th August. I land in the US on 12th August, and am required to submit a waiver for the Harvard BCBS Plan by July 31st. Do you offer a plan that meets Harvard's and Massachusetts regulations?

A:
Thank you for your interest in purchasing insurance through us. You can purchase Navigator Student plan which meets your school requirements. Please feel free to contact us if you have any further questions.
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Q:My school has several requirements for the insurance. Could you tell me that does the Student Secure Elite meet all the following requirements? 1.I have insurance coverage that allows me to receive outpatient, emergency, specialist and inpatient care, diagnostic testing and procedures, and mental health inpatient and outpatient care, including alcohol and substance abuse treatment, in Atlanta, Georgia. (Please note that having coverage for emergency care only in Atlanta does not meet this waiver requirement). 2. I have an individual annual deductible not greater than $2,500 per policy year. If the annual deductible exceeds $2,500, I/my family have/has an approved Healthcare Savings Account (HSA) that will allow me to seek needed medical and mental health care when recommended by a healthcare provider and will cover all deductible expenses over $2,500. 3. My insurance is provided by an insurance company domiciled in the United States (or by an international insurance company with a United States partner who is responsible for processing and paying of insurance claims in the United States).

A:
Student Secure plan does not meet your school requirements. But we have Navigator Student plan which meets your school requirements. Please feel free to contact us if you have any further questions.
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Q:I am International Student with F1 status and my daughter is 7 yrs old. She is US citizen, so is she eligible to be covered under your plans.

A:
We don't have any plan in state of NJ for US Citizen. You have to purchase domestic Obama Compliant plan for her.
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Q: I am currently in my F1 visa in USA. I am studying in Stevens Institute of Technology, New Jersey. How do I know the insurance I buy would be accepted by my college. I want to buy some basic insurance as I don't have any serious illness in the past 2 yrs. What is the insurance provider or plan name. Please clarify.

A:
Thank you for your interest in purchasing insurance through us. We provide insurance from many companies for an international student. But before we suggest any plan would like to know is there any insurance requirements from your school? If yes, Please send us the requirements in PDF attachment. Otherwise, you can purchase any of the plan from our F1 visa insurance section at: International Student Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Hello. I would like to order Safe Travels USA insurance but am not able to add my daughter on your website. It says to enter the Tab key but it doesn't give me any option to enter her information. Thank you for your help and time.

A:
Please call our office at (866) INSUBUY and will be glad to help you to finish the application. Safe Travels USA When you click on instant purchase, Under traveler information enter your age and click on +sign and enter your daughter age then continue the application. Please let us know if you still get an error.
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Q:We would like to get the visitor care insurance exactly as last time, Can you send me a quote.

A:
You can purchase Visitors Care plan online using link. Or give us a call at (866)INSUBUY and will be glad to process the application over the phone. We have already sent you quote by an e-mail also.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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