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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Travel Insurance Purchase from India Dear Sir/ Madam, Can I buy Atlas America Comprehensive Travel Insurance policy from India? Do you have any tie up or any other arrangement in India? Please let me know at the earliest.

A:
Thank you for contacting Insubuy for you insurance needs. The Atlas America plan may be purchased from India. You may purchase with a credit card which has an American Express, Visa, MasterCard, or Discover logo. To purchase you may use the link below, or over the phone by contacting our office at (866) 467-8289. Atlas America Application: /atlas-america/
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Q:Health Coverage - Travel to US My wife and two daughters are planning to visit US in April and they will stay there for about 50 days. We previously stayed in US before moving back to India. My wife is an Indian citizen and my two daughters are US citizens. My wife's age is 43 years and my two daughters are aged 13 and 11. They have no pre-existing medical conditions. They will be in St Louis, MO for most of the time. They are likely to go to San Jose, CA and Florida. Please suggest a suitable health insurance plan.

A:
Thank you for contacting Insubuy. We are a broker and offer all of the major plans on the market. There are two categories of plans either fixed or comprehensive. The plans differ in how they pay for covered medical expenses. Based on the information provided we would recommend the Liaison Continent plan for your daughters and the Patriot America Plus plan for your wife. You may use the links below review the plan details. We would be more than happy to send you a quote but we will need the exact coverage dates. You may also obtain a quote by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. Liaison Continent: /safe-travels-usa-comprehensive-insurance/ Patriot America Plus: /patriot-america-plus-insurance/ Thank you for a prompt reply. The exact dates are April 14, 2016 to June 3, 2016. Could you please provide a quote. We have sent quotes based on the information provided below. If you have any additional questions please let us know. You purchase online using the quote, or by contacting our office directly at (866) INSUBUY.
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Q:Medical Insurance needed for trip to USA i am from india, age 65 years. i am going to america for one month visit.i want to know the details of insurance,how much I should pay.

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker and offer all of the major plans on the market. There are two different types of plans available either a Fixed or Comprehensive coverage plan. The plans differ in how they pay if something were to happen. Either plan type is designed to cover any new illness, injury or accident which occurs after the effective date of the policy. You may use the link below to view the available plans. We would be more than happy to send you a quote but first we will need to know the state in which you will primarily visit, and the travel dates. You may also obtain a quote by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. Visitors to USA: /visitor-insurance/
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Q:Health Insurance payment options Sir, I am visiting US along with my spouse and two children I want to purchase Visitors care policy. Journey start date 04/13/2016 and end date 10/06/2016 I want to pay monthly how much it cost and what is the payment method for Plan C.

A:
Thank you for contacting Insubuy. We would be happy to provide a quote but first we will need to know the state in which you will primarily visit, and the ages of all potential insureds. You may purchase the plans online using a credit card, with an American Express, Visa, MasterCard or Discover logo. You may also obtain a quote by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:Pre-existing conditions under 70 Does this policy covers pre-condition as High blood pressure for the visitor who are at the age of 56.

A:
Thank you for contacting Insubuy. There is no short term health insurance plan for visitors which will cover pre-existing conditions, routine doctors’ visits, immunizations or medications in relation to a pre-existing condition. The Atlas America plan has a benefit called the acute onset of pre-existing condition coverage for anyone under the age of 70 . If there is a sudden an unexpected occurrence, something that occurs without advance warning and requires emergency care, and the treatment must be obtained within 24 hours. I have also included a link below which contains frequently asked questions in regards to this benefit. If you have any additional questions please let us know. FAQ Acute Onset of Pre-existing conditions: /visitor-insurance-acute-onset-of-pre-existing-conditions/ Thanks for the details. Request you please assist me to complete the quote . - Can I select Mailing Address and the option is - "Other" (since I have taken this quote on behalf of my mother ) giving my USA address. - What are the details that I need to provide in "Beneficiary for Accidental Death" The address you list would be your U.S. address. The selection you can make of applicant vs. other is whose name you want on the mail with the U.S. address. So your address but with it either addressed to you or your mother, your choice. The plan comes with an accidental death and dismemberment policy built into it. If something were to happen and the insured were to perish due to an accidental death during the policy period it pays out an amount as a benefit. The beneficiary is who those funds would go to. If you have any further questions feel free to contact us.
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Q:Insurance Renewal Can i buy different plan month by month?

A:
Thank you for contacting Insubuy. Majority of the plans listed in the quote below are renewable. You would initially purchase for one month, and then renew the coverage month to month as needed. Depending on the plan you purchase there may be a $5.00 renewal charge for each renewal processed. If you have any additional questions please let us know. You may contact our office at (866) INSUBUY. But my question is to buy different plan every month. not same plan. would you please advice? You can purchase different plan every month. But we never advised anyone to do that because when you buy new plan every month it’s new policy that means new deductible, new co-insurance and if person has some problem with previous plan that will be considered as pre-existing conditions and that it will not be covered under new plan. Please read advantage of renewing the policy, /foreign-visitors-insurance/ You can find more information at www.insubuy.com
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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