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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Please suggest me an insurance plan with following requirements The following types of insurance plans/programs are not acceptable and will not be considered: Insurance plans that are called Travel Insurance do not provide acceptable coverage and may not be used for insurance coverage while at SCU. Short Term Medical Plans that are available to purchase on a weekly or monthly basis are not acceptable coverage and may not be used at SCU. Socialized medicine policies, including Canadian policies are not acceptable as insurance coverage while at SCU. International insurance plans that are underwritten in a country outside of the United States are not acceptable as insurance coverage while at SCU. California Medi-Cal health plans that do not have assigned benefit coverage in Santa Clara County. Your Medi-Cal must have assigned benefits in Santa Clara County. Out-of-state Medicaid insurance does not cover students in California and thus is not eligible coverage to complete the Waiver.
Q:I tried to enroll Student Secure plans, an alert message pop up saying the the insurer is not licensed in CA. Is it licensed in other states? How can the customers in California be protected by law? Please let me know as soon as possible?
Q:I want to buy the 'Study USA Preferred 500' plan as a University of Central Florida student. However, I am going to transfer to The University of New Orleans on March. I attached the waiver that The University of New Orleans is asked. Could you check the file and answer me that your 'Study USA Preferred 500' plan is fit to this waiver? And is it refundable, if I cancel the 'Study USA Preferred 500' plan ?
Q:I tried to enroll Student Secure plans, an alert message pop up saying the the insurer is not licensed in CA. Is it licensed in other states? How can the customers in California be protected by law? Please let me know as soon as possible? ?
Q: This is my schools requirements: Minimum GVSU insurance 1 $100,000 or more in medical benefits 2 $25,000 for repatriation of mortal remains 3 $50,000 for medical evacuation to home country 4 $500 or smaller deductible amount Covers pre-existing conditions after a reasonable waiting period Includes provision for co-payment that does not exceed 25% co-pay by the Exchange Visitor Does not exclude benefits for perils inherent to the activities of the Exchange Visitors program Must be underwritten by an insurance company that meets the rating requirements of the USIA or is backed by the full faith and credit of the Exchange Visitors government. Any accompanying spouse and dependent(s) also may be subject to the requirements of the Affordable Care Act. [22 CFR 62.14(a)]
Q:The Germany Consulate Atlanta states on their website that it is mandatory that the insurance provider have a claims office in a Schengen state. However, none of the providers you offer fulfill this requirement. Can you please confirm whether this is a strict requirement? Please see the Consulate's page below: http://www.germany.info/Vertretung/usa/en/03__Consulates/Atlanta/03/visa/2012_20__Visa__appointments__S.html
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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