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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have purchased a Safe Travels USA Comprehensive. In my policy I can have a wellness doctor visit within the first 21 days of my coverage. What is considered a Wellness visit

A:
Thank you for contacting Insubuy. A wellness visit is a routine medical examination. When using this benefit there are specific codes the doctor must use. You will need to register for a wellness visit prior to using this benefit. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-insurance-usa/what-is-a-wellness-visit-65429/

Q:The total cost that is expressed: is that a monthly cost? Or it is the total of the policy? For example, plan I am looking it for 363 days say the cost is about 900. Is that a monthly cost of 900? Or the total cost for 363 days of coverage. Thank you

A:
It is showing you the total cost for the duration that you have entered into the quote. Should you have additional questions please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/visitor-insurance-quotes-cost-28726/

Q:I purchased airline tickets last January 2021 to fly one way from LAX to Cebu, Philippines on March 4th LAX to Cebu, Philippines on Philippines airlines nonstop. As of February 1st the Philippines is requiring Covid-19 Travel insurance with a minimum of 35,000.00 USD coverage. I am a male 74y/old. U. S. Citizen living in the Philippines married to a Philippine citizen that is not required to purchase the travel insurance. I will need coverage for at least 30 days.

A:
You may view and quote the available plans in the COVID-19 Travel Medical Insurance section of our website. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Hi im wanting to purchase the safe travel international cost saver for covid19 insurance. Im based in australia. Will i get the confirmation or certificate instantly as my flight is in 5 days

A:
Hello Thanks for contacting Insubuy. You can purchase Safe Travels International Cost Saver and receive confirmation email immediately after purchase. Please let us know if you have any further questions.
{{currentOrigin}}/answers/international-travel-insurance/wanting-to-purchase-the-safe-travel-international-cost-saver-for-covid19-insurance-85602/

Q:My friend will be in US in a few weeks and submitting her application for a green card. Her form I 130 has already been submitted. How can she get health insurance issued to cover her in US while her green card application is pending? Who issues this type of insurance?

A:
Hello Thanks for contacting Insubuy. Your friend she can purchase Safe Travels USA Comprehensive until her green card is approved. Please let us know if you have any further questions.
{{currentOrigin}}/answers/other-insurance/my-friend-will-be-in-us-in-a-few-weeks-and-submitting-her-application-for-a-green-card-58317/

Q:Hello. We purchased a trip through Priceline (air, hotel, rental car) and also included travel insurance. The outgoing flight was cancelled by the airline due to weather the day before it was scheduled to depart. The airline refunded us their part and Priceline refunded the hotel and rental car. I am wondering if the premium paid for the trip insurance is refundable. I can see the reasoning either way: 1 - Not refundable because policy was in effect prior to trip and could have been acted on.2 - Refundable because it is akin to getting insurance for a product that was purchased but never delivered.How do you interpret this situation?

A:
We cannot advise on other insurance products that we do not offer. You would have to contact the insurance company who provides the insurance through Priceline to verify their refund guidelines. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/holiday-insurance/purchased-trip-priceline-air-hotel-rental-car-travel-insurance-flight-cancelled-airline-67979/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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