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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a resident of India and wish to undertake a travel to Kailash Mansarovar in Tibet in July. the total duration of the travel is about 3 weeks and is organised by a tour operator from Australia would Insubuy be able to provide trip insurance for such a trip with the usual risk cover like cancellation, medical. evacuation, baggage etc.

A:
Are you looking for medical insurance or trip cancellation insurance? If you are looking for medical insurance . You can purchase Atlas International plan. If you are looking for Trip cancellation insurance then we have many plans. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Feel free to contact us if you need any further help.
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Q:My parents travelling from India to US for a vacation. They will be covering multiple states. Need to buy an insurance for them. Both are aged 70 years.

A:
Thank you for your interest in purchasing insurance through us. As a broker, we provide insurance from many companies. Essentially all the plan fall into two categories. Fixed plan and comprehensive plan. Fixed plan cost less and provide limited coverage. While comprehensive plans cost more and provide better Coverage. Under fixed category, you can purchase Visitors Care plan. Under comprehensive category. You can purchase Patriot America. You can also visit our website for more information. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you provide their age, travel dates and which state do you need coverage will be glad to send quote in a separate e-mail also. Please feel free to contact us if you have any further questions.
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Q:My wife will visit Duke University in North Carolina for 1 year from June 15, 2016. She plan to by HTH as her medical insurance during she visiting Duke as HTH is recommended by Duke VISA service. I and my daughter will travel with her as J2. I am asking if I and my daughter can buy our medical insurance separately? If so, which plans are suggested for me and my daughter? Would you please show me the detail information of the plans?

A:
You can purchase Atlas America plan which meets standard J1/J2 visa requirements and it's family friendly plan also so if one parent is insured a child under 9yrs will get insurance at no cost. You can also find various plans in the J1/J2 Visa Health Insurance section in our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:My wife and I are planning to move to Italy and need to purchase health insurance that satisfies the Schengen requirements. My wife is a Polish citizen and I am a US citizen. When I was filing out the information for the quotes, I can only enter citizenship once. Is it possible to purchase insurance as a couple or do I need to purchase it separately?

A:
There is no disadvantage in purchasing separately. You can purchase it online here.
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Q:My parents are visiting me in May and June 2016. They are planning to first go to Canada from May 7th through June 4th, and then come to the US from June 4th through June 28th. In the past, we have purchased Patriot America insurance plan for them. I was wondering if the same policy would also cover them in Canada. If not, are there any policies that I can purchase that are valid both in Canada and in the US? Thanks in advance for you help

A:
As long as their home country is not Canada, Patriot America will cover in Canada too. No separate policy is required.
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Q:My son who is 13 years old is travelling for 52 days to USA. He is currently residing in India for the past 7 years. He is a US citizen living in India. Is he eligible to take diplomat-america/travel-insurance. If so could you give me a quote for 52 days starting from May 13th , 2016 to Jul 3rd 2016. He will be travelling to Sacramento California Also could you suggest if he can take part in a soccer training recreational camp in a local community while in Sacramento, California Main points: 1) US citizen travel to California, USA 2) While in USA want an insurance which covers any injury related to playing soccer in local community summer camps

A:
As per your requirements, we have couple of plans that is suitable for your son. Safe Travel USA- That will be primary insurance. And it will cover Soccer camp as long as his home country is India and you take hazardous sports rider. Safe Travel USA cost Saver- with hazardous sports rider- Secondary to any other insurance he will havej. Please let us know if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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