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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an International student, currently studying in Calvin College in Grand Rapids Michigan. Since my school medical insurance for international student is too expensive, I am in look for a plan that meets the school's health insurance plan for international students.

A:
Unfortunately, the plans will not meet the requirements as listed. There is no plans that we can offer you that will be ACA compliant. You will need to purchase the plan from your university.
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Q:I am an International student at Troy University. Could you please tell me what plans you have that meet a majority of the requirements?

A:
Unfortunately, we don't have any plan that meet all of your school requirements. You have to purchase from your school.
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Q:Insurance Question I am looking to buy ATLAS AMERICA plan for my parents visiting from Pakistan. I will likely need coverage for 10 weeks for both of them. They are going to arrive in Chicago. They will stay with me in Wisconsin for about 2 weeks than they will go to Texas to stay with my sister for another 7-8 weeks. I am not sure during purchase process I should put Wisconsin or Texas as their state of residence or it does not matter as far as coverage is concerned. Please explain.

A:
Thank you for contacting Insubuy for your insurance needs. During purchase you can use either state. It will be the state used for the mailing address but doesn’t affect coverage. If you need additional assistance please feel free to contact our office.
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Q:Coverage for parents traveling to USA I'm looking to get insurance coverage for my parents(age 56 and 55). Looking for something which covers travel as well. Dates of coverage, 25th April to June 25th. Please let me know what is the best option available for these requirements with different premiums and deductibles. No pre-existing conditions. In case you are wondering, got your referral from someone at work and was told you would help get the best quotes. Awaiting your response.

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker, and offer all of the major plans available on the market. The plans are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy. These plans will not cover pre-existing conditions, routine doctors’ visits, immunizations and preventative treatments. You may use the link below to view the available plan options. You may also obtain a plan recommendation by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. Visitors to USA: /visitor-insurance/
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Q:Insurance options for visitors to USA I am interested in buying the travel insurance as per the quote. This is for 6 months , i am currently in India and unable to call and talk. The amount of $2000+ is slightly out of budget right now. Though i understand the best coverage from this will help me and be stress free. To add , the applicants are my parents and they are healthy. I don't even think we will use the insurance. Is there a way i can get some discount on the same

A:
Thank you for your interest in purchasing travel insurance for your parents. As the prices are fixed by law, everyone has to pay the same price for the same insurance. It is not possible to provide any discounts. Please read /best-visitors-insurance-deals/ for more information. Insurance is primarily for healthy people. It is meant to cover only unforeseen and new medical conditions, injuries or accidents. Insurance is anyway not meant for people who are already sick. Few options: Buy same Atlas America plan with higher deductible. Buy Atlas Essential America /atlas-essential-america-insurance/ which has 75% - 25% coinsurance. You can also choose higher deductible in this plan. Buy fixed coverage plan such as /visitor-secure-insurance/ It has very limited coverage. Please let us know if you have any other questions.
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Q:Travel Insurance Inquiry: US citizen I am looking at buying travel insurance through your website. I am a U.S. citizen living in Panama. I am traveling to the U.S. from May 3rd - May 31st. I will be in Florida for a week and then Alabama the remainder of the time. When I go to buy the insurance I want on your website, do I need to buy two different insurance plans since I can only select one state?

A:
Thank you for contacting Insubuy for your insurance needs. You can purchase one plan for the full duration and just choose the state based on the mailing address you choose. If you are using a Florida mailing address then choose Florida during the quote process. You will have coverage in all states. Since you are a US citizen visiting the US then you would be eligible for the Liaison Plans. I would recommend the Liaison Continent plan A. If you have any additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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