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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I will be in Thailand for 3 months from November to February and need $ 100,000 in Covid related coverage. How do I explore my options?

A:
You may view and quote insurance here. If you have additional questions you may call our office at (866) 467-8289.
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Q:If I have to be put on medication for high blood pressure do you have a 90 day stability clause?

A:
The plans cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover things that are preventative, routine, or pre-existing. Some plans do include Acute onset benefits of pre-existing conditions and I have attached the information link below to explain that benefit option. /visitor-insurance-acute-onset-of-pre-existing-conditions/ Each plan has specific guidelines as to how they define a pre-existing condition, for example, anything someone has been treated for in the last 2 years would be considered a pre-existing condition. However, there are not 90 day stability clauses. If someone has a pre-existing condition and they have an acute onset based on the attending physician's report at the time of incident, claims will verify it meets the definition of an acute onset to determine if the claims are payable under that benefit. Acute onset benefit levels vary by plan, based on the insured's age. Please let us know if you have additional questions.
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Q:With regards to covid insurance is there a plan which covers Canadian residents?

A:
We have plans that can cover Canadian residents traveling outside of Canada. We would need to know your citizenship and where you are traveling in order to recommend the appropriate plans. Please let us know if you have additional questions.
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Q:Do you have Costa Rica COVID insurance? I am traveling soon and need to make sure it would meet the government requirements.

A:
Yes, please look at Safe Travels Voyager Insurance. It provides * $250,000 in primary medical coverage * COVID-19 coverage * $2,000 in lodging/accommodations expenses In other words, it fully meets the travel insurance requirements established by Costa Rica government. It is underwritten by Nationwide, a reputed company in the US. You can make an instant purchase online and you can print the confirmation of coverage letter that would clearly display all the necessary language to meet your requirements. Simply upload that letter to Costa Rica Health Pass website. For more information, read /travel-insurance-for-costa-rica/
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Q:Can you provide a medical insurance for pregnancy Woman?

A:
We have numerous plans that will offer coverage for a new immigrant to the USA, but unfortunately there is no plan on the market that will offer the coverage for maternity or pregnancy for someone who in this status. Should you have additional questions please call our office at (866) 467-8289
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Q:I am having an impossible time trying to find insurance for Canadians... I am Canadian. I may be going (I say may because the EU has said Canadians are maybe not allowed to go to Europe) to Mallorca to get on a 62 foot Beneteau to take part in the ARC from the Canary Island to St. Lucia in the Caribbean. I am looking for offshore/bluewater insurance should I be injured at sea. Do you provide this ? Do you provide this to Canadians ? If not, do you know who does ? Thank you

A:
We need additional information in order to confirm what kind of coverage would be available to you. Please call our office at (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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