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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I am not citizen of USA but I'm planning to travel there for a month and a half as a tourist.What insurance do you recommend for me ( travel insurance or medical insurance) that includes COVID as well.

A:
You may view and quote the applicable plans in the COVID-19 Travel Medical Insurance section of our website as long as your primary residence country is outside of the United States. Please read over the certificate wording of the plans and if you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:To whom it may concern,On behalf my CEO, May I know what are Official Requirements for Immigrants to enter US for Business Travel purpose?For example: for MY, our Travel Minister says she requires an International Traveler to have an Insurance Policy of min USD80K coverage to enter MY and observe SOP.Looking forward to you prompt reply.

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous insurance plans that could meet this medical maximum, however we would need to know the visa type in order to better advise regarding your requirements. You may view and quote plans in the COVID-19 Travel Medical Insurance section of our website and call our office at +1 (866) 467-8289 for additional assistance.
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Q:I am an American citizen living abroad. I will be traveling to the US for my brother's wedding when I am 33 weeks pregnant. Is there any kind of medical insurance I can purchase in the event of a premature birth?

A:
Unfortunately not, such coverage would not be available in visitors insurance. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:I have reviewed your list of multiple choices of travel comprehensive insurance packages and for the most part they have the same coverage except for price? Did I miss anything else?

A:
While some of the visitor plans are similar, they all have different benefits and benefit levels. We would recommend using our plan comparison link, so that you may compare plans side by side to see the coverage differences between them. /compare-visitors-insurance/ If you have any additional questions, please let us know.
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Q:What is the coverage on a visit to Planned Parenthood? For example a pain or inflammation, or an exam for STD, or wellness exam.

A:
Unfortunately the plans exclude STD coverage. They do not cover pre-existing conditions, preventative care and routine maintenance. They are only meant to cover for new illnesses or injuries that occur after the effective date while on your trip.
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Q:I am trying to determine how much would insulin (long lasting lantus) cost from a pharmacy here like walgreens or CVS.

A:
You would want to check with the pharmacy directly regarding their costs as we would not have that information on file. Keep in mind visitor insurance plans are designed to allow coverage for new illnesses and injuries that are contracted after the effective date of the policy. The plans will exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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