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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My husband (UK citizen) just purchased the Safe Travels USA policy and I (US and UK citizen) purchased the Patriot America Plus policy for our trip to the US. We are both resident in the UK where the UK Foreign and Commonwealth Office has an 'all but essential travel' warning for the USA and many other countries due to Covid. Can you please confirm the UK advisory with regard to the US does not affect (e.g. invalidate) our policies?

A:
Yes, your policies will still cover you outside of your home country.
{{currentOrigin}}/answers/visitor-insurance/medical-coverage-during-travel-advisory-warning-period-through-visitor-insurance-62181/

Q:Will Atlas America or Patriot America Plus cover me at Atlantic Health which accepts United Healthcare?

A:
You would need to contact the provider directly to see if they participate in the United Healthcare PPO Network. You can search the PPO Network using the Atlas America and Patriot America Plus PPO network search links.
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Q:My son is travelling to the US for studies, he is a US citizen (currently resides in India). can we buy Patriot America Plus insurance for him till his student insurance gets active? https://www.insubuy.com/patriot-america-plus/visitor-insurance/ under eligibility criteria it is mentioned "not have established a permanent residency in the destination country" (I am assuming since my son is currently residing in India, this is ok? even though he is starting collage after a couple of weeks of arriving in US).

A:
Thank you for contacting Insubuy for your insurance needs. He will not be eligible for the Patriot America Plus if he is moving to the United States for school. You are welcome to consider the short term domestic insurance National General for coverage. If you have any additional questions please contact our office.
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Q:Looking for medical insurance for parents, Mom 68, and Dad 71 years old. Both are U.S permanent resident.

A:
Thank you for contacting Insubuy for your insurance needs. If your parents are eligible to purchase a domestic insurance plan, they would need to purchase that as it would disqualify them from obtaining coverage from any plan we could offer. If they are not eligible to purchase a domestic insurance plan we have a few options that could be available for them such as the National General Short Term Medical plan. For additional assistance you may contact our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/new-immigrant-health-insurance/national-general-short-term-medical-insurance-for-us-residents-28911/

Q:Are there medical, dental, and vision insurance for Religious Visa Holders (and their dependents?)

A:
We have numerous products that could be available to them, but we would need additional information in order to determine eligibility. Please contact our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/other-insurance/religious-visa-insurance-58090/

Q:Which insurance plan has the widest range of coverage for winter sports, especialy downhill skiing and snow boarding ?

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you we would need additional information such as residence, citizenship and destination. Please call our office at +1 (866) 467-8289 and any of our licensed representatives will be able to assist you in acquiring adequate coverage. Alternatively, you may find a plan by Mountain Sports Travel Insurance Should you need further assistance please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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