- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
中文- Language语言Idioma日本語한국어عربيةItalianoРусский
Change Language
There was a problem, please make the requested changes and submit again:
Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Dear Sir or Madam, I am a postgraduate student from Poland and I will be visiting the Stanford University as a Visitor Student Researcher (arriving with J-1 visa). I would like to purchase an insurance policy for the six-month internship in US. There are specific requirements and all of them need to be fulfilled. Moreover, insurance company needs to sign a compliance form. Could you please provide me with some plans that meet all the requirements? Insurance policy must cover the entire period of November 1 through April 30 with benefits that meet or exceed the following minimum standards: - An annual deductible less than $1,000 USD (I'd prefer less or no deductible) - Lifetime aggregate maximum benefit of at least $2,000,000 USD OR a maximum per condition/per lifetime benefit of $500,000 USD. - Coverage for inpatient and outpatient medical care in the San Francisco Bay Area and the U.S. - Coverage for inpatient and outpatient mental health care in the San Francisco Bay Area and the U.S. - Prescription drug coverage. - Coverage for non-emergency as well as emergency care. - Coverage for pre-existing conditions or you have met applicable waiting periods. - Minimum coverage of $25,000 USD for repatriation of remains and $50,000 USD for medical evacuation. - The policy must be backed by the full faith and credit of your home country government or the company providing the insurance must meet minimum rating requirements established by DOS (an A. M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-" or above, a Standard & Poor's Claims-paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above). The compliance form can be found on Stanford's website: https://vaden.stanford.edu/sites/default/files/insurance-coverage-certification_fy18_0.pdf Yours faithfully, Andrzej Sokolowski
Q:Hi, I am interested in buying travel insurance from your company but I am afraid I'm going to make a mistake. I read online that your company provides insurance to US citizens who live abroad and are going to visit the US. I currently live in Thailand and I am going home to visit my family for only the month of October. I am unsure of what plan to purchase that will cover me (a us citizen) while I am in the United States. Thank you!
Q:Would it be possible to extend this same policy, Visitor Secure, for a period in 2018? The insured will be leaving the US on Sept 21, 2017 but will be traveling back here from April 2, 2018 to May 15, 2018. Could you please provide a quote for this?
Q:Hi, I am an USA citizen living in India. I am travelling to USA for 3 weeks on a personal visit. I want to purchase a medical insurance for my self for that 3 weeks. I looked into INSUBUY policies and there was some wording around Home Country with respect to eligibility. Can you help with suitable medical insurance policies that I can purchase? Thanks
Q:My name is Saba, I am an American citizen left the US since Oct.,6th, 2016. I have a medical condition that I have to do polypectomy and colonoscopy each year and if I did not do it, it's going to be very dangerous for my health and can develops into cancer. Please, I'm seeking for help and I need answers to my following questions: - Do you help providing travel health insurance even for just a limited time? - What plans do you have for lower cost? - Is there any restrictions regarding my eligibility to have a medical insurance just because I'm overseas? - Do you provide any assistance other than health insurance?
Q:My mother(60 years old) is coming from India in November. I am in market to purchase a medical insurance policy for her which covers the acute onset conditions(she is diabetic). Which policy would you suggest in a situation like this?
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More