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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am wanting to purchase the cheapest, but best coverage for a trip to Israel and Hungary this summer. Something that would provide a full refund in case travel is shut down or certain countries deny entry during the time my trip is planned. I can not reschedule the trip

A:
You may get quotes and view plans at the following links: Trip Insurance Travel Medical Insurance Trip insurance can be purchased to protect you in the case of trip interruption, baggage delay and trip cancellation. Travel medical can help protect you in the case you manifest a new injury or illness during your stay. Please let us know if you have additional questions or need further assistance. Alternatively, you may call our office at (866) 467-8289 to speak with any of our licensed representatives.
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Q:I am trying to buy cancel for any reason insurance and I no longer see it on your site. Is this option still available? My resident state is Maryland and my full payment was made on March 2nd. (There was no deposit made, rather the entire thing was paid for at one time.)

A:
There is a plan called Travel LX that will allow for the cancel for any reason benefit if purchased within 20 days of the initial trip deposit. You can find more information regarding the plan here. Let us know if you have additional questions or need further assistance and we will gladly assist. Alternatively, you may also contact our office at (866) 467-8289 and any of our licensed representatives will be able to assist you.
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Q:I am interested in purchasing the safe travels USA cost saver plan for my parents. They came from China but have already been in the US for more than 6 months without traveling anywhere. Will it cover the COVID-19 related medical cost?

A:
There is no specific exclusion for Coronavirus. It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. Please read Coronavirus FAQ for Travel medical insurance here.
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Q:Our 25-year-old son is a US citizen studying in the UK with a UK residence card and NHS health coverage. He wants to travel back to the USA for 2 months, and we are considering the Student Secure Elite travel health insurance policy via Tokio Marine. Will this policy's full medical coverage include coronavirus if he were to contract the virus while traveling here? If so, can you please show me the policy document where this is stated?

A:
Unfortunately, the Student Secure plan is not a plan that is available to a U.S. citizen traveling to the USA needing coverage. You can review the Patriot America Plus plan for coverage that will coverage U.S. citizen traveling to the USA needing coverage. There is no specific exclusion for Coronavirus. It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. This situation is changing very fast. Therefore, before making any decisions based on this answer, make sure to confirm the most recent situation. Please read Coronavirus FAQ for Travel medical insurance here. If you have any additional questions please contact our office.
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Q:I plan on purchasing the safe travels usa comprehensive plan for my parents who are visiting me. Will this plan cover the coronas?

A:
There is no specific exclusion for Coronavirus. It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. Please read Coronavirus FAQ for Travel medical insurance here.
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Q:I am wondering the Exchange guard essential cover the COVID-19 related problems in USA or not.

A:
There is no specific exclusion for Coronavirus. It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. This situation is rapidly changing. Before making any decisions, make sure to confirm the latest information with us first. Please read Coronavirus FAQ for Travel medical insurance here.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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