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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking for a quote for the upcoming travel of my parents and relatives to USA. Let me know what details you need to provide this information.

A:
Thank you for your interest in purchasing insurance through us. In order for us to send quote we need insured person age, their travel dates, which states do you need coverage and will be glad to send you quote by e-mail. You can also visit our website in the link below: Insubuy Visitors Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:I am currently a student of RMIT University in Melbourne, Australia and I'm off to Florida (US) for a university exchange leaving on the 1st August 2019 and returning 1st February 2020. I do have a current health insurance provider (Teachers Health) but they have advised that they don't offer insurance while overseas but I mention this in case you are able to offer a discount on the policy. I am after comprehensive HEALTH INSURANCE that will cover me while I'm in the US and also when I travel to Europe during the Christmas break. The University of Central Florida tells me that you have approved insurance plans in addition to other plans which are not pre approved. I would like to only consider those health insurance plans which are pre approved please.

A:
You can purchase ExchangeGuard. Once you purchase, you will get the confirmation of coverage.
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Q:I am European citizen, going to visit USA, and want an insurance for rental cars and trucks. Coverage should be for third party damage, and to damage to rental truck itself. Real insurance using time (my stay in USA) is 1-2 weeks. I will drive in different states, mostly NY and NJ. Do you offer such an insurance?

A:
Thank you for your interest in purchasing insurance through us. We don't have any plan for Non US residents which provides coverage for rental cars. When you rent car or truck you can get insurance from rental company. We can provide you medical insurance. One of the good plan is called Patriot America Plus. Please find more information in the link below: Please enter appropriate criteria. You will find many plans and you can also compare them side by side below as well: Visitors Insurance Please feel free to contact us if you have any further questions.
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Q:I am looking to buy visitor insurance for my parents visiting from India during the summer this year. My father will be 79 when he arrives but turn 80 during the stay. I know the policies are much better for those below 80 (such as acute onset of preexisting conditions). Since he will be 79 when he buys the policy, will those policies hold during the stay, or, will it downgrade when he turns 80? Please advise and I'll consider which plan to buy accordingly. Also, happy to take recommendation for comprehensive plans with good customer/claim support for my parents (my mother is 77).

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas America plan for your father. Even though he turns 80 he will still have benefits of acute onset of pre-existing condition for 364 days from the original eff. date. I would advised to purchase the insurance for whole duration to reduce the cost of insurance. For your mother also you can purchase the same insurance but you don't need to go for whole duration because she will be in the same age group.
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Q:When I am trying to purchase the insurance Study USA Preferred 500, I found a problem: I do not have an student address in the United States yet, because I am still living in Spain. Should do I fill the student address fields (STUDENT INFORMATION) with University of Central Florida (this is the University I am applying for)?

A:
You may enter the school address to complete the application. Once you acquire a U.S. address you may send us a request to update this address. Study USA Healthcare Information
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Q:I tried the get the insurance for visitor coverage. My parents are starting from India on 28th March 2019. That will be 27th march 2019. Should I use US date or India date? It would be good if the insurance was covered in transit as well. Their first stop is on 27th Dubai time and 28th US time.

A:
Thank you for contacting Insubuy for your insurance needs. The plans are based on U.S. Eastern Standard Time. So the effective date of the policy would be 03/27/2019 at 12:01 AM EST. The plans will also provide coverage to the insured anywhere outside of their home country. Please let us know if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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