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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am searching for a gap policy for my long stay French Visa Insurance requirement. Presently I have Anthem and it covers travel abroad but I have a copay. I believe I need a coverage to cover my copay and deductible to meet the French Visa Insurance requirement. If you would kindly reply with recommendations I would appreciate this
Q:I am a Canadian currently in the United States and i am looking for a health insurance who cover small pre existing conditions such as tachycardia and anxiety because i need medication for both. Do you have a plan that covers prescription costs for my current condition?
Q:We are a recently migrated couple 63 and 60 years old. I am looking for a job. But until then looking for an insurance plan.
Q:I entered the wrong date of birth on my policy. I am not able to change it thru the website?
Q:hi. I'd like to purchase Altas MedEvac (my institution provides health insurance). The website says however that the insurance plan is not available for the entered age. My age is 51. Can you explain or provide an alternative plan? thanks
Q:I would like a quote please for dates between may 30th 2019 - June 28th 2019. In California Usa. The insurance coverage need to follows the amounts ; (U.S. Department of State Regulations - Insurance The U.S. Department of State regulations require the following minimum coverage for program participation: Medical expenses due to accident or illness: USD 100,000 per accident/illness Medical evacuation to home country: USD 50,000 Repatriation of remains: USD 25,000 Deductible not to exceed: USD 500 per accident/illness The insurance policy may require a waiting period for pre-existing conditions which is reasonable as determined by current industry standards, but shall not unreasonably exclude coverage for perils inherent to the activities of the exchange program in which the exchange visitor participates. The policy may include the provision for co-insurance (a percentage of the cost of medical care which the patient is responsible for) under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness. Additional Cultural Care Au Pair Requirements To protect host families, the host community and the au pair, Cultural Care Au Pair requires that any insurance policy must include Third Party Liability for coverage of personal and property damages caused by the au pair in the minimum amount of USD 500,000 per incident).
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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