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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Looking for visitors insurance for my mom

A:
Please find Visitors Insurance which also provides coverage for COVID-19 as any other sickness.
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Q:Hi I am on an OPT F1 visa and need healthcare insurance - I plan to go snow skiing - if I want to ski back country as well as piste is there a policy that includes this in case of injury - which policy do you recommend

A:
You may purchase the Diplomat America plan. To have coverage for snow skiing off-piste you would need to opt for the Athletic Sports and Hazardous Activity Rider in the plan and select the middle option. Should you have additional questions or need further assistance please let us know. you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/other-insurance/off-piste-ski-coverage-for-opt-in-diplomat-america-11573/

Q:I'm interested in OPT medical insurance plans, and was wondering if there's one that's covering vaccinations such as HBV B or HPV vaccines. I'm currently doing my OPT year as F1 student.

A:
There would not be a plan that would allow for such coverage. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/f1-visa-insurance/vaccination-coverage-for-opt-90016/

Q:Hi I am on an OPT F1 visa and need healthcare insurance - I plan to go snow skiing and need a policy that includes this in case of injury - which policy do you recommend

A:
You may purchase the ExchangeGuard plan as it will offer coverage for recreational skiing. Should you have additional questions please let us know. Please refer to the certificate wording of the plan for full details on coverage.
{{currentOrigin}}/answers/international-student-insurance/exchangeguard-ski-coverage-for-f1-opt-65700/

Q:My wife and I are flying to the USA on October 4 2021 returning via transatlantic crossing on January 3 2022, arriving January 10 2022. Is the crossing included in the cover offered by your policies?

A:
You may view and quote insurance plans in the COVID-19 Travel Medical Insurance section of the website. When in the quote screen you will want to select "International, including USA" under coverage area. This will insure that you are covered medically for any new illnesses or injuries that may manifest in the body after the effective date anywhere outside of you home country.
{{currentOrigin}}/answers/visitors-insurance-usa/coverage-anywhere-outside-of-home-country-visitor-insurance-for-travel-to-united-states-44274/

Q:i purches again my insurance.. it is cover covid-19..

A:
For the Atlas America plan, purchases prior to 07/15/2020 would exclude coverage for COVID-19. If you are wanting coverage for COVID-19 it would be recommended to repurchase the plan rather than extending the coverage. Please call our office if for assistance if you have additional questions. Our phone number is +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-medical-insurance/atlas-america-covid-coverage-73035/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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