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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Do you sell medical insurance for travel to Panama? If so, what is the price?

A:
Yes, We provide insurance for travel to Panama. Most of our insurance plan will provide you coverage anywhere in the world except your home country. In order for us to send quote we need insured person age and travel dates, country of citizenship , where do you live and your destination. Once we get these information will send you quote. You can also get quote online here. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Thank you very much for your assistance. This may too much to ask but do you guys some kind of form to say that the insurance plan meets the requirement or anything with a signature that looks official? because I'm not sure if they would accept a printed copy of these emails

A:
We provide insurance from many companies and we suggested the plans that meets your school requirements. Once you purchased any of the insurance suggested below. You can fill the waiver form with your information and send it to us so our compliance dept. can sign that form for you and you can give it to school. Please feel free to contact us if you have any further questions.
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Q:I'm an international graduate student at GSU. I'm 25 years old, and I'm interested in the student insurance plans offered by your company. GSU requires the following minimum coverage for international students: Both accident and sickness coverage Minimum benefit $250,000 per policy year Health insurance coverage must be in effect for entire semester Deductible does not exceed $500 per accident or illness, per year In-patient and outpatient, mental and nervous disorder benefits Prescription drug coverage Pay benefits worldwide Medical evacuation to one's home country and family reunification of not less than $50,000 Provision for repatriation of remains of not less than $25,000 I would like to seek your further advice on this. I would appreciate if you could get back to me with a quote and some suggestions. I've searched the plans on your website. But it isn't always clear to me which plan(s) would fit the above list of requirements

A:
Thank you for your interest in purchasing insurance through us. You can purchase Student Secure Select plan or Study USA Preferred 500 plan. Please feel free to contact us if you have any further questions.
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Q:I have been in the US (Texas) as a permanent resident since March 2011 and now qualify for Medicare. I plan to apply during the general enrollment period starting January 2017, but would like to find some type of emergency coverage during the waiting period until Medicare becomes effective in July. Do you offer any policies that may apply to my case? Thank you.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Bridge plan. Please feel free to contact us if you have any further questions.
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Q:Does any of your insurances cover chronic pre existing conditions?

A:
Thank you for contacting Insubuy for your insurance needs. We have many plans for visitors to the US. The plans will cover any new illness or injury that occurs after the effective date of the policy. There are no plans on the market that will cover pre-existing condition, preventative care or routine maintenance. Several plans do include a benefit for the acute onset of a pre-existing condition for people under 70. - Acute Onset information You can review all of the plans on our website www.insubuy.com If you need additional assistance please feel free to contact our office.
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Q:I am planning an overland road trip from Argentina, up through South- and Central-America, then Mexico in to the United States. I am looking for an appropriate health insurance plan that will cover general and unforeseen medical expenses, including accidents that might occur during the overland travel with a motor vehicle. I will be driving a car back to the United States through Argentina, Bolivia, Peru, Ecuador, Colombia, Central America and Mexico. I am 28 years old. My home country is the United States, where my address of permanent residence is. Based on some of the plans I have reviewed, some provide coverage for a time once I arrive back in my home country, correct? As I will be unemployed for a spell upon my return to the USA, ideally I would still have some minimal coverage in home country USA. The dates of travel are from 15 January 2017 to 31 May 2017, arriving back to home country mid-late April or early May. Can you please provide me with some guidance regarding medical coverage for these circumstances? Many policies I have viewed on your website seem good, but they are all so similar in many ways that I am having a difficult time navigating the options to determine what best suits the needs of my situation briefly described above.

A:
Thank you for response. Based on the information provided below we would recommend purchasing Safe Travels International Cost Saver plan. This plan will provide coverage anywhere outside of your home country. This will not provide coverage in the United States. We would recommend purchasing a short term domestic insurance plan to cover you while in the U.S. until you are eligible to purchase a Long Term plan. Please use the links below to view plan options available. - Safe Travels International Cost Saver - Short Term Domestic Insurance
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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