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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I will be visiting USA with a J2 visa as the dependent of my husband who will be issued a J1 visa through Cultural Visas and I would like to get a health insurance quote from you I need the coverage between 03-07-2017 March 7 and 02-12-2018 Feb 12. We are in California The insurance requirements are as below: U.S. Federal Regulations state that all accompanying dependents that enter the United States under the sponsorship of Cultural Vistas must be covered by health and accident insurance for the entire duration of the training program. The minimum requirements for insurance are 1.medical benefits of at least $100,000 per accident or illness 2. repatriation of remains in the amount of $25,000 3. expenses associated with medical evacuation from the United States to the participants home country in the amount of $50,000 and 4. a deductible not to exceed $500 per accident or illness. The insurance policy must also be underwritten by an insurance corporation having an A.M. Best rating of A- or above a Fitch Ratings Inc. rating of A- or above a Moodys Investor Services rating of A3 or above a Standard & Poor Claims-paying Ability rating of A- or above or a Weiss Research Inc. rating of B+ or above OR be backed by the full faith and credit of the government of the exchange visitors home country. For full details please reference the Code of Federal Regulations (22 CFR Part 62).
Q:Today, I buy one piece of insurance (visitors care) for my son and the certificate number is ------------- Unfortunately our insurance specialist informed me that the J2 Visitors Care insurance does not meet our minimum requirements. I can not validate my program until sufficient insurance is shown for the J2. So I want to renew the insurance of my son but when I renew in your website the following information have not been found and I can not continue: The following errors occurred during processing - Certificate is not eligible for extension or renewal at this time. Please contact your producer Insubuy Inc. at (866) INSUBUY, for assistance.
Q:I would like to know if you have any insurance plans that meet the following requirement as stated by my J1 visa sponsor: All International Visiting Scholars Holding a J1 Visa Must Meet All the Insurance Policy Requirements Below: $100,000 per accident & illness in medical coverage A deductible not to exceed $500 per accident or illness Coinsurance that does not exceed 25% Medical evacuation coverage must be at least $50,000 Repatriation coverage must be at least $25,000 Pre-existing conditions must be covered by the insurance policy with a waiting period no longer than 12 months. If policy has this as a set amount, coverage must be same as illness coverage. Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitors government
Q:Good morning and happy new year wishes to you, I got your information on the internet, and I am interested in medical insurance with maternity benefit for my upcoming trip to the US. I am looking for a coverage that will include direct billing with the hospital with minimal deductible of up to $50 complete maternity benefits of up to a limit of $28000 including the scans and check ups, the delivery and covering the infant vaccination and all the other misc expenses (in patients charges). I plan to come on tourist business visa. Kindly send me your best rates/ options along with the supporting policy. Please do highlight what is not covered... the cover is to be from Feb to 30th April 2017. My visit is to Georgia, so any good medical center/ hospital with good reputation will work for me. I am 35 of years.
Q:I am an F-1 student seeking a plan that meets my school requirements. The requirements are listed below. Coverage dates must include the entire coverage period you are waiving; Medical benefits of at least $50,000 in US dollars for each accident or sickness; Policy must have an annual deductible of no more than U.S. $500 (A Health Care Spending account is not acceptable as an alternative); Covered benefits paid at a minimum of 75%; Repatriation of Mortal Remains of at least $7,500 in US dollars and Medical Evacuation of at least $10,000 in US dollars. (A nominal charge will be added to your student account for Repatriation and Medical Evacuation benefits if they are not included in an otherwise acceptable policy); and Policy should not exclude or unreasonably limit coverage for activities essential for students (such as a $10,000 limit on motor vehicle accidents; a 13 week benefit period). Is there an insurance plan that is the right fit?
Q:I am applying for Schengen VISA and want to purchase a Travel Health Insurance so kindly let me know about your insurance plan, is it only for USA residence people of I can also purchase it? as I am right now living in Pakistan.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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