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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My mother will be visiting me march 2017. Her stay will be flexible but will be about 4-6 months long. She is a Canadian citizen but for the last 3 years has been residing in India. She is 82 years old. I need to know the best insurance plan I can get for her. I cannot afford something very expensive. Please help me

A:
There are several plans that would work for your mother as a Canadian citizen visiting the United States. There are 2 types of plans that are offered on the Insubuy website. Fixed and comprehensive plans, the fixed coverage plans will be less expensive but will offer less overall coverage in the event of something happening as they pay fixed amount according to a schedule of benefits. The comprehensive plans will be more costly but they will provide a more robust coverage and will work closer in relation to a domestic insurance as far as the way it will pay. Please read the Fixed Coverage FAQ about the risks of purchasing fixed coverage plan. Please read the Comprehensive Coverage FAQ about the benefits of purchasing a comprehensive plan. You can find eligible plan in out Visitors to the USA section.
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Q:With reference to the conversation I had, I am sending you the requirements of my school that should be met for getting my health insurance.

A:
Thank you for your interest in purchasing insurance through us. We have some plan that meets most of the requirements except 1or 2. But waiver form specifies that all the requirements MUST meet. You can purchase insurance from your school.
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Q:My name in Alina Saillard and together with my husband a group of co-workers of my company, are planning to visit New York starting from the 17th to the 22nd of March.We are all living in France. I would like to ask you how can I have a health insurance for myself given that I am pregnant and I will have 23 weeks of pregnancy at the moment of the trip. Can you provide me information of what could be done for my case?

A:
You can purchase Atlas group if there are 5 or more people otherwise you can do individual application. The plan will cover complication of pregnancy up to 26wks. Please find more information on complication of pregnancy in the certificate wording at Article 10, page 18. Please see and review the Atlas America plan and Atlas Group plan. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-medical-insurance/group-health-insurance-visitors-to-the-us-pregnancy-coverage-90712/

Q:My dad is diagnosed with stage 4 colon cancer. He lives in Hyderabad, India. If he travels to USA for treatment, is there any insurance plan that covers it?

A:
Unfortunately, there is no insurance for an international visitor which will cover treatment for his cancer. You have to pay from your pocket.
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Q:I had a quick question about your Atlas Exchange (12 month Pre-Ex) insurance plan. I am an international student who graduated recently from a US university. My OPT visa will kick in from early February. Do I fit in the eligibility of your Atlas Exchange insurance plan? I am looking to buy the insurance for 5 months beginning this month. I like in California.

A:
There is a two year time restriction concerning your arrival to the United States. If you have left the United States and went back to your home country in the past two years this action meets the time restriction as well. Atlas Exchange Insurance If you have further questions please respond to this email or call our office.
{{currentOrigin}}/answers/other-insurance/opt-insurance-in-california-state-56496/

Q:My husband is living in U.S and is 27 years old. He has applied for Schengen Visitor visa to visit me in Germany, for a week in mid March. His visa interview is on Jan 30th. I would like to know which travel insurance is best and has maximum coverage.

A:
Thank you for your interest in purchasing insurance through us. We offer many products that meets Schengen visa requirements Schengen visa insurance link can be found here. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please choose $0 deductible. If you provide your travel date, resident state, country of Citizenship and age will be glad to send you quote by separate e-mail. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-visa-insurance-to-meet-requirements-for-travel-17812/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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