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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Insurance for asylum seekers and refugees I'd like to know more about access to health care services of asylum seekers and refugees. Could you, please, explain me how U.S. system works about?Are asylum seekers and refugees allowed to get health care services? Which are the condition?

A:
They will have to purchase private health insurance. Please visit /new-immigrant-insurance/ to look at various insurance plans available. You can get instant quotes, compare them side by side and make instant purchase of the plan you like. Please let me know if you have any other questions. As a result no asylum seekers will have an insurance knowing that they cannot afford any kind of costs. Maybe you can suggest me if there are any kind of financial support program for this category of persons. Does the government provide some schedule or any other organization does? In practice if an asylum seekers pregnant woman goes to the hospital to get check up do the staff refuse to accept her? Or if any other asylum seeker feel bad and need medicines or a doctor and go to the hospital, what's happen? Thanks in advance & best regards You will have to check with government officials for all that. I am an insurance agent, and if you need insurance, I can help with that.
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Q:Dual citizenship I'm a 25-year-old dual UK / USA citizen, who was born and brought up in England. I'm moving to the US on October 15th, but as I don't have a job lined up I need to purchase a health insurance plan. Would I qualify for immigrant insurance, given that I am technically emigrating from the UK, or does my US citizenship disqualify me from this?

A:
Thank you for your interest in purchasing new immigrant medical insurance. You would qualify for all the plans listed at /new-immigrant-insurance/ You can get instant quotes, all the information about various plans, compare them side by side and make instant purchase online. If you have any questions, please feel free to contact us at any time.
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Q:J2 visa benefits We are interested in Plan A for visit usa ($50,000 Illness and Injury Medical Expense/Incident) with Deductible Per Policy Period of $250. Please verify that the policy for my J-2 dependents meets with the following requirements: 1. Medical Benefits of at least $50,000 per accident or illness; 2. Repatriation of remains in the amount of $7,500; 3. Expenses associated with the medical evacuation of the Exchange Visitor to his/her country in the amount of $10,000; 4. A deductible not to exceed $500 per accident or illness (also may include a waiting period for pre-existing conditions and 25% co-payment); 5. Policy shall not unreasonably exclude coverage for perils inherent to the activities of the Exchange Program in which the Exchange Visitor participates; 6. Must be acceptable in all medical facilities. Other questions: Premiums are Monthly or do I have to pay all period in 1 pay down with credit card (because it means that I have to pay $2,568 in one payment)?

A:
Visit USA-HealthCare meets all the requirements of J2 visa. Please visit /j1-visa-health-insurance/ You can't pay monthly in that product. You will have to make one lump sum payment because it is not monthly renewable plan. Please let me know if you have any other questions
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Q:Can F2 visa purchase visitors insurance? Dear Sir or Madam, I am an international student with F1 visa status for graduate study. My health insurance has been covered by my university. I wonder if my wife with F2 visa status is eligible for purchasing your fixed coverage plans for visitors to US, such as "Visitors Care" or "Inbound US". Thank you very much!

A:
Thank you for your interest in purchasing health insurance for your wife. Yes, she can purchase Visitors insurance. Please let me know if you have any other questions.
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Q:insurance at Florida State Univ. Hi! I'm looking for a health, dental insurance for Florida State. May I apply for insurance with tourist visa? Please contact me! Thank you

A:
If you are you on tourist visa, you can apply for /patriot-america-plus-insurance/ for health insurance and Careington for dental plan. You can look at all the information on our website and you can make instant purchase on the website. If you have any other questions, please feel free to contact us at any time.
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Q:Insurance for daughter traveling to Chile I'm looking for advice for my daughter. She will be leaving in early Nov. for Chile for an extended period of time - probably 12+ months. We have both reviewed your policy information online, but I have several questions. She is 25 yrs. old and in good health. What policy would you recommend? We're having trouble deciding on deductable amount and coverage. I realize that the lower amounts save considerable money, but realize that it's a gamble. Any pointers? She is active in sports. I don't fully understand the advantages of the optional sports rider.

A:
ExPatriot Plus is an excellent policy, $50,000 coverage with $250 deductible is a good choice.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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