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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q: We are looking for Travel Medical Insurance covering Mt Kailash and Nepal. We went online and have received the quote. We have the following questions: 1. Can Indians purchase this insurance from India? 2. The countries list doesn't have Tibet where Mt Kailash is located. We have chosen China. Will this be OK for the coverage standpoint?

A:
Yes Indians purchase this insurance from India. Yes from a coverage standpoint putting a destination of China is fine even though you will be traveling to Tibet.
{{currentOrigin}}/answers/international-travel-insurance/mt-kailash-medical-coverage-90012/

Q:Could you please direct me to the site where I can purchase travel/health insurance for expat United States citizens who are traveling to the U.S. I purchased a policy from you last year but can't seem to find the right place to click to get a policy quote. Attached is a copy of the policy card I received last year for your reference.

A:
The plan you previously had purchased was the Patriot America Plan. I have attached the link for the plan below for you to reference. You can purchase Patriot America. There is also a version of the plan that comes with an acute onset benefit for pre-existing conditions. If you are interested in purchasing the plan that includes those benefits, I have attached that plan version link below as well. You can purchase Patriot America Plus. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-insurance-usa/us-citizen-expatriate-visiting-the-us-36169/

Q:Hi, I'm unclear on this policy..would an immigrant to the USA who has a green card be eligible for this policy? What would be considered the home country? Thanks

A:
Based on the below information provided, if someone is a green card holder and residing primarily outside the U.S., visiting the U.S. for the 2-3 months at a time, they would be eligible for our plans for Visiting with green Card.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/visiting-with-green-card-49518/

Q:Hello! I am writing to as about details for health insurance for a J1 Intern that will begin working for us in September this year. There are some special requirements that our existing insurance doesn't cover (Kaiser). These are the requirements we need: 1. Coverage from 9/3/2019 to 12/2/2020 2. Health and Accident Coverage $ 100,000 3. Medical Evacuation Benefit $ 50,000 4. Repatriation of Remains Benefit $ 25,000 5. Deductible not to exceed $500 per accident or illness Can you please let me know if you cover these areas for the intern, and what the next steps are to obtain coverage?

A:
We have many insurance plan that meets J visa requirements below. If you provide insured person age and we will be glad to send you quote by e-mail. Meantime, please visit our J visa insurance section at, /j1-visa-health-insurance/ Please enter appropriate criteria. Select medical coverage required. You will find many plans and you can also compare them side by side. You can purchase either ExchangeGuard or Patriot Exchange plan based on which PPO network you preferred.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/health-insurance-for-j1-visa-holder-with-coverage-requirements-88029/

Q:I am in the process of purchasing medical insurance for my mother who is traveling to USA. Her flight from India has stops at a couple of international destinations. I would like to know the specific details of the coverage offered by the plans: 1. International including USA and 2. USA and during travel. I appreciate your timely response to this query. Thank you

A:
When you choose one of those two coverage areas then the plan will cover her medically during travel according to US EST.
{{currentOrigin}}/answers/visitors-insurance-usa/difference-in-selecting-international-including-usa-over-travel-including-usa-21849/

Q:Hello, Do you offer any health insurance options cover a pre-existing condition? The situation is that a woman, over 70 years of age and younger than 80, will be visiting the U.S. on a B1 B2 Visa. She will be here for a few months, starting in August. Can she get access to health insurance that covers pre-existing conditions such as Arthritis? (she also has two new knees

A:
Thank you for your interest in purchasing insurance through us. There is no insurance which covers pre-existing conditions. However, we have many plans which provides coverage for an acute onset of pre-existing conditions. Most likely Arthritis may not fall into acute onset of pre-existing conditions. Please visit our website for a quote at, /visitors-insurance/ Please enter appropriate criteria. You will find many plans, you can narrow by acute onset of pre-existing conditions. If you provide her travel date, age and we will be glad to send you quote by e-mail.
{{currentOrigin}}/answers/visitors-health-insurance/visiting-the-us-with-pre-existing-conditions-79457/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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