There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Visitor Medical Insurance for Visitors to USA To whom it may concern If I purchase the comprehensive Coverage Plan from Atlas America with a Policy max of 1'000'000 $ and the personal liability rider upgrade to 100'000 $, does that cover damage i might cause to a third person's material property or bodily injury to me or a third person while driving someone else's car and does it cover damage i might cause to this car? If yes, how high are the coverage amounts? Thank you very much for your help.

A:
Hello, Thank you for contacting Insubuy. Personal Liability insurance will cover any damage done to a 3rd parties belongings such as a laptop, cellphone etc… The operation of an individual’s motor vehicle would not be covered under this coverage. If you are looking for such coverage you will need to look into car insurance not personal liability. If you need any further assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/visitor-medical-insurance-for-visitors-to-usato-whom-it-may-concern-if-i-purchase-the-comprehensive-77553/

Q:Need confirmation of VisitorSecure coverage in Washington Hello, I was preparing to purchase Visitor Secure medical insurance through Insubuy however when checking the 'Eligibility Requirements' (on the 'Free Quote' screen) I read: 'Visitor Secure SM is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.' I am currently located in the UK however I will be living in Washington starting from a few days time. Will I be covered in Washington State if I buy now while I'm in the UK? Thank you for your time.

A:
Hello, Yes, you will be covered in WA as long as you purchase before arriving in WA. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/need-confirmation-of-visitorsecure-coverage-in-washingtonhello-i-was-preparing-to-purchase-visitor-s-26747/

Q:US citizen returning to USA insurance needed Hello, I am a U.S. citizen who is 27 years old. I am going to be in the United States from 2/5/17 - 4/5/17. The visit is temporary as I will be in between finishing a job in South Korea and beginning a new job in Japan. As such, I will not have medical insurance while during my visit to the USA. Am I eligible for a policy as a U.S. citizen? Can you please advise me as to which policy is recommendable? I'd like to note that I won't be needing dental insurance (I've gotten all work done in Korea), only medical insurance for peace of mind. Thank you.

A:
Thank you for your interest in purchasing from Insubuy. Here is a link in which you can select your citizenship for your visit to the U.S. /. Click the "search and compare" button and you will find the plans that are appropriate for a US citizen visiting the United States.
{{currentOrigin}}/answers/visitors-health-insurance/us-citizen-returning-to-usa-insurance-neededhello-i-am-a-us-citizen-who-is-27-years-old-i-am-going-t-59547/

Q:Travel insurance plan for senior Green Card holder Hello, My mother aged 75 currently holds Green Card and pre-dominantly resides in USA (Gaithersburg MD 20878) but shuttles between India and USA. We are currently looking at getting insurance for her while in USA. Can you please confirm if the Patriot Travel Medical insurance is appropriate for her or please suggest other options. She is diabetic but otherwise in good health. Roughly how much will a 1 yr cover cost? I read that this insurance does not cover in Maryland? If so can you suggest alternatives.

A:
Patriot America plan covers in Maryland but it is not available to purchase with Maryland address. /patriot-america-lite-insurance/ So if we purchase with her Indian address it will cover her while in USA? Yes.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/travel-insurance-plan-for-senior-green-card-holderhello-my-mother-aged-75-currently-holds-green-car-28988/

Q:Insurance question for visitor to U.S. Hello, My friend is coming to visit me in Florida and I would like to get her travel/medical/accident insurance. She is a citizen of Kosovo, but Kosovo is not in any of the drop down lists. How do you recommend we proceed?

A:
You can put Serbia. Hello, Thanks for your quick reply. Unfortunately, like many citizens of Kosovo, my friend is not willing to declare on any document that she is a citizen of Serbia. I'm sure you are aware of the political sensitivities as well as the personal losses suffered by many people in the conflict. Is there another solution for this? Can the section be left blank? Does your company intentionally omit Kosovo for some reason? Many thanks, Hello, It is not a company decision the underwriters of certain plans will specify only certain countries within a plan. It is possible that within the plan you selected they only recognize Serbia and not Kosovo as an independent country. There is a plan called Patriot America Plus that will allow for Kosovo to be selected. It is not possible to leave the citizenship blank on an application. For more information about this plan please use the link listed below. Patriot America Plus brochure & instant purchase link: /patriot-america-plus-insurance/
{{currentOrigin}}/answers/visitors-medical-insurance/insurance-question-for-visitor-to-ushello-my-friend-is-coming-to-visit-me-in-florida-and-i-would-li-71682/

Q:Travel outside of USA Insurance sir, i am Indian citizen and stay in India. I have to travel to Bangkok and China for my trip. My trip duration is about 12 days. I want to know if I can buy your company plan rounds trip international? Kindly reply to me so i can buy this plan I am so grateful to you. thank you

A:
Hello, Thank you for your interest in purchasing insurance through us. The plans you can choose from are the plans for travel outside of the US. /travel-health-insurance/ If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/international-travel-medical-insurance/travel-outside-of-usa-insurancesir-i-am-indian-citizen-and-stay-in-india-i-have-to-travel-to-bangkok-42683/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More