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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What are the best plans for a 73 years of age person?

A:
A popular plan for people visiting the US over the age of 70 is the Safe Travels USA Comprehensive plan. If you would like to run a quote to find all plans available to you, you may do so using the link below. https://www.insubuy.com/visitors-insurance/ If you have any additional questions please let us know.
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Q:For age 80 and spouse 75

A:
If you are asking about insurance for people coming to the US on a B2 visitors visa, we do offer plans for those ages. You are able run a quote with the link provided below. https://www.insubuy.com/visitors-insurance/ If you have any additional questions please let us know.
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Q:Us citizen w Japanese residence would like 500,000, 250 deductible medical/trip cancel (2200ticket cost) w covid coverage for a trip to the US from 6/27-9/7.

A:
Trip insurance is only available to US residents, even if they are a citizen of the US. You would be eligible for medical insurance. However, additional information would be needed to provide a quote. Please contact our office at 1(866)INSUBUY OR 467-8289 and one of our agents would be happy to assist you.
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Q:I have submitted several claims for which I have not been paid or even been updated on the status of those claims. My Certificate number is 691802177041. Please give me an update immediately. Otherwise I will have to escalate this matter.

A:
Insubuy does not handle claims. For questions about your claims status, you would need to contact the claims department, and that number can be found on the back of your ID card or in your MyAccount. If you have any additional questions please let us know.
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Q:Does each traveler have to purchase a separate policy, or can 2 people be covered in one policy?

A:
There are many factors that can effect if you are able to include people under that same policy, these include: age, country of citizenship, dates of travel, and relationship of travelers. For specific questions regarding your travel plans it is best to reach out to our office at 1(866)INSUBUY OR 467-8289. If you have any additional questions please let us know.
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Q:Are any policies available if you have an artificial aortic heart valve

A:
Having a per-existing condition does not disqualify you from coverage. However, specifically with the Ex-patriot plans, you would be required to answer medical questions and which point a decision would be made by the underwriting team. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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