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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I came to US last October 2015 through Cultural vistas(Visa sponsor) as J-1 visa holder. I'm working as Intern/ training in my host company CDM Smith Inc, Fairfax Virginia. My company have take care of my insurance. Now I'm planned to bring my wife as dependent on J-2 visa through Cultural vistas. She is 28 years old. Tentative start date is 11 May 2016 and and end date is 10 October 2016. For that reason i need to bring a health insurance. please suggest the suitable health insurance for the below requirement,

A:
Thank you for your quick response. Insurance quote has been sent to you. Please check your e-mail. All of those plan meets your school requirements. I would suggest to go for any comprehensive plan. Either Atlas America or Patriot Exchange. Next to each plan there is check box. You can check the box and compare the plans side by side. You can do quick comparison or detailed comparison. Please feel free to contact us if you have any further questions.
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Q:Can I buy Atlas Travel insurance for my parents if they are holding (B1/B2 VISA)? They have already here in US; and I want to buy health insurance for them when they are in US. I checked online, and it seems that this insurance can only be used by those who are J1 or F1 type visa. Could you give me some information on which product to buy? They have pre-existing conditions and i am looking for a product to cover the emergency situation, just in case.

A:
Your parents are eligible to purchase the Atlas America plan based on the information provided. Short term health insurance plans for visitors are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy. The plans will not cover a pre-existing condition, routine doctors visit, immunizations, or medications in relation to a pre-existing condition. The Atlas America does provide coverage for the acute onset of a pre-existing condition up to the policy maximum you select. Please use the links above to review the plan details. You may purchase online or over the phone by contacting our office at (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/b2-insurance-parents-traveling-from-china-96119/

Q:My parents are coming next month. I want full coverage for them.

A:
As a broker we provide insurance from many companies. You will not find any insurance for an international visitor which provides full coverage. You can purchase either fixed coverage plan or comprehensive coverage plan. Comprehensive plan will provide you better coverage and it's very similar to our domestic short term insurance. Please feel free to contact us while review the plan details.
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Q: Myself aged 35 years and my wife aged 31 years will be in Provo,Utah. We are planning for baby also, although my wife is not pregnant now. So in case she gets pregnant before your insurance is effective will pregnancy will be covered ? I am interested in comprehensive coverage .

A:
No. There is no such plan available anywhere for visitors.
{{currentOrigin}}/answers/visitors-insurance-usa/b2-insurance-for-possible-pregnancy-59209/

Q:I am travelling to schengen and canada between april 1-16 2016.

A:
We provide many insurance plans that meets Schengen visa requirements. You can purchase Atlas International plan that will provide you coverage in Canada and Schengen Countries. You can find more plans using the link below: Schengen Visa Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. As soon as you purchase insurance will receive confirmation by e-mail. Which will have a link to print id card, visa letter and other useful information. Please let us know if you have any further questions.
{{currentOrigin}}/answers/europe-visa-insurance/india-citizen-traveling-schengen-79712/

Q:I am looking for medical insurance for my trip. I am non-US citizen and I do not live in US. The question is - if I will buy a policy in your company, will it cover my trip in Ecuador? I am planning to spend 5 days in Ecuador and 3 days in US.

A:
Most of our plans will provide coverage anywhere in the world except your home country. You can purchase Atlas America plan for coverage in both countries. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitor-insurance/b2-insurance-us-ecuador-46601/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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