- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
中文- Language语言Idioma日本語한국어عربيةItalianoРусский
Change Language
There was a problem, please make the requested changes and submit again:
Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Is liability for car accident covered?
Q:Hi, is there any visitor's insurance that covers pre-existing conditions? Thanks.
Q:Dear sir/madamI am currently in the process of arranging insurance coverage for my J1 visa program, which is expected to last for 2 years. I am a 33-year-old from Iran, planning to do my program at Temple University in Philadelphia. My organization requires a full coverage insurance plan for the entire duration of my program. However, upon visiting your website, I noticed that the maximum duration offered for insurance plans is 12 months.I am reaching out to inquire if there is a solution to extend the coverage period beyond the 12-month limit to meet the requirements of my program.additionally, I was wondering if it is possible to change the start and end dates of the coverage in case of a delayed visa procedure. Thank you for your consideration and assistance.
Q:Through InsuBuy, I purchased a Visitors Care Platinum Plan (by IMG) for me and my spouse. Does this meet Stanford University's J1/J2 visa requirements ?
Q:Can you tell me the closest urgent care facilities close to 9**** that I can visit and avail direct billing
Q:Hey there, Im not sure whether youll be able to advise but Im getting rather desperate. I need to purchase short term medical insurance cover for an international exchange to the US. The applicant will be 29 years old, male, UK resident, German citizen, and is due to study for 6 weeks at Stanford University, so coverage will be required for around 60 days. Stanford has a default health insurance plan, called Cardinal Care, that students are automatically enrolled it. However, our plan would be to try and waive the university provided insurance in favour of a short term plan thats more financially manageable. Here are the requirements for waiving Cardinal Care1. Annual deductible less than 1,000 USD2. Lifetime aggregate maximum benefits of at least 2,000,000 USDOR2. Maximum per conditioner lifetime benefit of at least 500,000 USD3. Covers inpatient and outpatient medical care in the San Francisco Bay Area in the U.S.4. Covers inpatient and outpatient mental health care in the San Francisco Bay Area in the U.S. 5. Covers prescription 6. Covers nonemergency as well as emergency care7. Policy covers preexisting conditions I admit I find it extremely difficult to judge whether any short term insurance plan I can find online would be able to cover these requirements even with asterisks where appropriate. Any advice or pointers towards finding one would be be very much appreciated.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More