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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi I am planning to bring my mother for a few months visit from abroad. I would like to know about what kind of health insurance coverage I should get for her. She is 70 years old

A:
You may view and quote plans in the Visitors to the USA section of our website. It is recommended to purchase a comprehensive plan for her. Should you have questions or need assistance please call our office at +1 (866) 467-8289.
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Q:My mom had green card she is 80 years old She got her green card three years ago Can I able a Medicare for her she is a dependent on our taxes

A:
You would want to verify this information through the open market place or through your state's department of insurance. Should you have addtiional questions you may call our office at +1 (866) 467-8289.
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Q:I have a reservation at a hotel in Dubai, for which I've paid in full. If Americans are forbidden to enter the UAE because of the Covid surge, will this insurance refund my non-refundable hotel payment?

A:
There are numerous plans that can offer trip cancellation coverage, however there are a few factors at play when determining if something could fall under the coverage of one of the benefits. Please call our office at +1 (866) 467-8289 to discuss further and make certain you are selecting the proper coverage. You may also view, quote and review the certificate wording of the plans found in the Trip Insurance section of our website. Please let us know if we may be of further assistance to you.
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Q:Searching for a travel medical insurance policy covering Covid-19 Dr. and Hospital coverages along with Quarantine coverages. We purchased our standard travel insurance over two months ago for the needed coverages.We now need Covid-19 medical and quarantine coverages. which are not covered on our travel policy. Do you offer a medical policy that covers both Covid-19 as well as quarantine coverages for a 31 day trip to Uganda?

A:
You may view and quote plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Do the United Health Care cover Atlas America Insurance Plans? If yes, then providers of health under the United Health, be they be doctors, hospitals etc.would bill the Insurance company directly and the ill or injured insured would have to pay only the deductible amount. Largely cashless for the insured. Please respond asap as I may then pickup the insurance.

A:
Atlas America uses the UnitedHealth Care PPO Network. It is up to each provider whether or not they will accept the insurance and do direct billing or not.
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Q:how long do i have until i can submit a trip cancellation claim?

A:
For the Safe Travels Voyager, in the State of New York, written notice of claim must be given to the Company within twenty (20) days after a covered loss first begins or as soon as reasonable possible. Please contact the claims department at 888-352-3169 for more information.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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